The red is just to tell you what to enter instead of the xx.xx. You must enter this sentence in your claim below the Total amount.

I'd put them all into the spreadsheet, and include the refund as a negative item included in date order. Any interest calculation on this at a later date will calculate correctly in total. I don't see nay of the charges that you state to appear to be lawful in my opinion.

Good luck.

And £10 each!!! It used to be £5 per request. I'd try again with a different person first to see if the policy has changed or if that one employee got it wrong.

http://www.consumeractiongroup.co.uk/forum/natwest-bank/67779-data-protection-act-r.html This may interest you. A SAR is likely to be a request for transactional data amongst other data they hold. They can provide it in whichever form is easiest, most likely to be statements. HTH.

Claim No: 7QZ23033 Claim for penalty charges Date Issued: 23/2/07 Charges: £122 Total claim £152 Northampton County Court

I would do 2 claims but not at the same time.

Issued 26/1/07 Claim Number 7ST00127 Stafford County Court Claim for penalty charges and removal of default Charges and Interest £379.02 Court Fee £50 Total Amount £429.02

Good luck. I hope all goes well.

You should not just sit and wait for them to settle. You need to be prepared to take your case all the way. You are suing a bank and that is not to be done lightly. I have no experience of mercantile, but please read this forum... http://www.consumeractiongroup.co.uk/forum/mercantile-court-cases-stays/ Good luck.

Nope. It is a schedule that you create detailing the £3,323.64 that you are claiming. See No 6 in the bank templates library or my sig if you like.

Duly subscribed. I think it may take quite a lot more complaints before ICO do anything to make NW change their bad habits in this area.

Oh the joys ahead. I'll take a look. Thanks.

I did my own legal action. I'll be telling the ICO that the judge has told me there are no sanctions available to her in this area and to make my complaint with them. It's all I can do.

Well, there's not much waiting to do. If any of you feel it necessary, please make your complaint to the ICO, as the judge has told me to do in my case.

Thank you buddy.

07/014780 Respondents to reply by 16th March £2000.00 £1089.17 £62.00 £3151.17

http://www.consumeractiongroup.co.uk/forum/natwest-bank/67779-data-protection-act-r.html#post582418

Received in the post today, one order from the Court as follow: Paragraph 2 of the Order made on 4th January 2007 stated: I am trying to find out how the bank has decided upon it's lending to me, being the main purpose of my S.A.R - (Subject Access Request). I first raised a request in May 2006, and then a second in July 2006 with the following paragraph added: I was then given bits of information, ignored, lied to and generally given a good run around by NatWest, for which their barrister has apologised in Court to me. I asked the Judge if their were any Sanctions that she could enforce against Natwest to encourage them to comply with SARs in a more efficient and lawful manner. I was told to make my complaint to the Information Commissioners Office, which I shall be doing and Natwest are aware that I will be doing so. In producing the witness statement, Natwest will have to sign a statement of truth. It will be interesting to see what they provide. Edit: A huge thank you to a few people. You know who you are. x

Sorry. Try again.

Yes.

http://www.consumeractiongroup.co.uk/forum/general/63646-alliance-leicester-fined-fos.html See this too.

You must state that you do not accept their terms, and therefore their offer. Do not cash any cheque before doing the following... You must then make them an offer (i.e. their offer without the conditions) which you must obtain written acceptance of.

Many many thanks for your donation.

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