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Delboy01
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Everything posted by Delboy01
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ims21, check pms. See above re credit check, also why should I not worry bout the 14 days?? Thanks for your help ims21, appreciated.
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Hi miss muppet, check pms. To look at my credit rating they now take the money off your card on application and refund it when you cancel as far as I can see. The above letter from restons says I have to reply by next week to them?? re " the above are also MBNA"Are you saying restons are not a solicitors working for MBNA??
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BTW I sent a hardship letter to MBNA 2 months ago and havnt had a reply.Their only reply is to set solicitors on me, thanks for being understanding. I have to reply early next week to the solicitors as the 14 days will be up I need more time. How do I go about asking this. Do I mention the No Default letter?? Prompt replies will be appreciated as I dont want to go down the court route.
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Please do not get stressed out or worried, reread some peoples advice on here, its a load of old bull. Do not engage in conversation with them as 1. They could winkle more information out of you. 2. Their intention is to frighten you. Should they ring tell them you will only communicate by post and "you should put it in writing, Goodbye" I take it baileysmummy and siennasmummy have a debt with someone????
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Wierd!! this whole thread also appears here http://boardreader.com/thread/Minicredit_urgent_urgent_advice_8qjo3X5zsv.html?o=0
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Fagin I havnt received an AQ. MC have Done nothing apart from lodge it with the court, I sent my defence in and since that nothing. Whether MC thought OH would cave in at court summons I dont know, perhaps they dont want their charges and interest put before a judge.
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Minicredit - Loan Agreement validity
Delboy01 replied to Tee4Tim's topic in PayDay loans and Short Term loans - General
Can I ask, it is a default sum notice??? -
Can I ask, should I have received an OFFICIAL default notice from MBNA???
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Today from MBNA "WE ARE TAKING ACTION TO RECOVER YOUR DEBT" "Following previous correspondence which confirmed termination of your credit agreement" Er you havnt sent it yet!!!!!
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I Havnt checked it for many months.
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I take it the SAR goes to MBNA and not the solicitors?? Ta for your help ims21. Also no default notice or NOAssignment??
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Yeah sorry bout the size lol. CCA came back with my sig and address, looked ok to me.. but I am no expert.
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Ok as far as I am aware I havent received a Notice of Default from MBNA. I also havnt received a Notice of Assignment from MBNA. Today I received a letter from a solicitors "acting on behalf of MBNA" Do I make them aware of the above details. Is now the time to SAR MBNA?? or do I advise the solicitors that I intend SARing MBNA.
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Cash Genie Court Papers
Delboy01 replied to barafear799's topic in PayDay loans and Short Term loans - General
Send off your AOS for an extra 2 weeks. -
indebt00 - help with minicredit please
Delboy01 replied to indebt00's topic in Minicredit /Minicashloans
Martin, I havnt paid any charges, it is charges they are claiming in court, so slightly different. I think I need advice on this. We need to see some of these payday loan companies actually go to court?? Set a precedent??? -
I would need more info on a strikeout. The Court suggested a N244 but said "I dont know what you are gonna put on it". Also there are charges for a N244??
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indebt00 - help with minicredit please
Delboy01 replied to indebt00's topic in Minicredit /Minicashloans
Hmmn reclaim the charges ??? Hmmn Would it work. Could one take minicredit to court re their charges (small claims) even if minicredit has taken one to court and stalling it before it gets to the judge. -
Hi ( Stupid1 OH here) they issued a court summons back in January, sent the defence in and since then nothing other than the 90p per day mounting up
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Minicredit - I want to fight
Delboy01 replied to Grumbleguts's topic in PayDay loans and Short Term loans - General
Re Minicredit, my OHs thread:-) http://www.consumeractiongroup.co.uk/forum/showthread.php?279679-Minicredit-advice-please
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