Well its now been nearly six weeks since he applied on-line, been to every sign on, information meetings you name it, applied for loads of jobs (no success) and he has still not heard about any JSA.... Has rang numerous times: 1) had a call back to say his claim will be processed over the weekend, if no funds in his account by Monday to call back.... 2) No funds by Monday so called back to be told that his claim was not live and that it had been passed to another department on 15th February because they need to means test as he is self-employed.... To date has not received a penny nor 1 letter from them... He is 19, only went self-employed to enable him to do some temporary work for a couple of months, he has not been employed other than this... Has being S-Emply messed up his acceptability for JSA? Nobody can tell him anything... Any advice would help a very stressed mum!

No indication on-line just that they will call you within 2-3 days to make an appointment for you to visit the JC.... Will call the JC, but was just interested to see other people's experience on how long it took, as this is 1st time for him to claim... Didnt want to hassle them if it was normal procedure to wait a couple of weeks.

My Son who is registered as self-employed has been out of work for a time so has now submitted an online JSA application (3 weeks) ago, he has been to sign on and to various help sessions, but to date has still not received any money or an acceptance letter from the job centre.. is it normal for it to take this long?

Please take advice from the above, DO NOT TAKE out another loan, can you not leave your ring until your finances have been sorted out. I would be a crazy thing to do!!

Mine are as follows: Payday Express Poundstillpayday Payday UK Lending Stream Quickquid Minicredit 1 Month Loan OMG makes me feel sick the amount of money I have had to pay these blood suckers!!

Still Nothing from this lot, no phone calls, letters or emails!!! Just sit and wait for them to get in touch, I was paying token payments but does not seem to be reducing my balance, so will now only pay the odd £1 or so until they can be bothered to come to some amicable agreement or be bothered to reply to my 30 odd emails. How are things going with you? Have you had any contact with them?

What to do next??? Not had any contact from Minicredit for weeks now, have continually emaild them but no response... Have checked online account - I borrowed 100 GBP it now stands at 390 GBP!!!!!!!!!!!!!!!!! and status shows as Debt Collection. I have been making the odd token payment, but it doesnt appear to be reducing my balance. What to do next?? Should I just sit tight and wait?

Nothing total silence, emaild them again yesterday requesting they give me a full breakdown of their charges as £100 loan is now £378.00!!! They just not bothering to reply to any of my emails. I am making token payments when I can but this doesnt seem to be reducing my balance by the look of it. If you are going to pay them off what is it that concerns you?

Nothing at all from them, I have been making token payments when I can afford to, How about you, any news?

Silence!!! Not heard a peep, no emails, no calls, no door step collection... I have given up emailing them at the moment, because they dont reply... I have proof of every email I have sent them. Whats your situ at the moment?

Not had anyone turn up as yet, and still no responses to my emails. Will keep you posted 8-)

Yes got same problem with these, they seem to ignore every email I send, or if I get a reply its is an automated one. Received a letter from them yesterday saying they were sending round a door step collector between 26th and 2nd November 2010 and charged me £100 for the pleasure!!!! I have sent theym so many emails I have lost count, also one stating that I do not give permission for them to attend my property. I have been making token payments but not even an acknowledgement of these. Oh well I least I know I have made every attempt to try and resolve this. ****ing hard work tho!!!

Tell us more (if you can) jenn33, is the programme about all Payday companies or just Tooth Fairy?

jk1961, I had similar problem, I just told them (and you may have to repeat several times as they dont listen) that you DO NOT have an active bank account or debit card, and that you are not willing to disclose any new account details because of unauthorised access on your previous account.

Received a letter from mincredit headed "Final Notice Before Legal Action" It goes on to state "If we are unable to debit the full amount on the date stated we will start legal action against you on xxth Oct" This letter is not Dated and also has an incorrect Amount Overdue (as agreed by themselves) and also has no signature either Am I right in thinking this letter is not legal or at best been incorrectly issued??. Also should I have received Default Letter before this letter??? Many Thanks