did you email the two guys, in the post from turkwyfe4lyfe cos I did, and they sorted out my repayment plan no problems, by standing order, and froze everything. QQ's collections department are useless...you need final resolutions or higher...

even tho a repayment plan is set up and ready?

well can they do that? is there any laws that say they cant? I don't know what to do about it.

Stupidly I took a loan from Wonga for £500 and about 100 interest.... 3 days before the promise date, I entered into a repayment plan but my first payment not due until October 1st...but when I logged in, its now saying I owe £631 and a few pence even tho a repayment plan is in place. I emailed Wonga, and their response was that the interest will accumulate until my first instalment of my r/p plan has been paid... Can they do that? what can I do?

Mine was removed from my Experian but has since been re-added so hold on.

what does that mean Brigadier?

sounds like you are doing the right thing.

But are standard bank accounts, ie...current account or cardcash.. credit accounts or not

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Hi, I got into a bit of financial struggle at the end of July, so I took a £80 loan from Lending Stream, which with interest made it £107 a few pence. My sister bought me a scratchcard, which I then won £250 so I paid the £80 off as it wouldn't let me pay 107.. Ive since tried to pay it using their site, but it wont let me. It just tells me to call them. I noticed on their FAQ's that it says that this : You can close your loan by repaying the outstanding account balance of your loan in the Account Section of our website. Once you log into your account, select "Pay your loan" from the drop-down menu for each loan you would like to repay. You may be entitled to a statutory rebate if you repay your loan early. But it will not let me pay the remaining 27 which is the interest...so if I call them, will I be paying less...