Never to sky or natwest cos I keep trying to dispute them natwest said they r ok to charge

Wescot, advantis, past due, hamptons xx

hi i have sent all 5 of my creditors a request asking why i owe the alledged amount i dont dispute owing them some money but not to th eoutlandish claims they have! one i do totally disagree with is sky as i was told when i took it out " i had to have the HD pack it was the only one they did" when i rang sky a few weeks later then confirmed i had been misold and that i could cancel with no charge i nopw havr landed a bill 2 years later with no propr communication for £400! one thing i did want to check is that when i have sent the second letter requesting deatils of debt if i either dont get a response or they cant supply what do i do next?? how do i get these debts removed? also i challenegd my natwest debt orginally 400 now 1700 and they stated "natwest state these charges are fair and accurate" even though they had picked an old address i lived at 5 years before i even opened the account to lend all statements to (conicidentally my ex husbands address) im at the end of my testher i just dont no what happens next.Please help me!

if a DCA cant prove why or how i owe the debt can i add a note or request a credit ref agency removes this or the DCA removes it? if a DCA refuses to remove something paid what can i do? what can i do if they refuse to move something that hasnt been paid but is in dispute or they cant prove i owe?

Wen I have rung any of the creditors. Ok ill list them shortly. Thanku so much. Just want to get my life straight x

i have about 5 debts totaling 3k and i am trying to clear my credit file so i will be able to obtain a mortgage in the future, The problem i am having is that no matter how many times i request a copy of paperwork stating what the debt is for and a Breakdown of charges i am always told on the phone they will send this and it never arrives i send letters and get no response and if i email i get an auto reply saying we will reply in X days (some quoting upto 28) is their any way i can approach the credit referance agencys and ask they to remove these debts as they in effect wont let me pay them as they wont tell me what they are for! also how do i get linked address's removeD? or at least the correct dates for living in each property sorted? i know an ex partner applied for some things with out my consent and it has so many different times on their! Also if a company has repeatedly searched my credit file how do i get these removed? i am completely baffled by the whole scenario and i dont know what do to! its the same as anything you wouldnt pay for it without kbnowing exactly what you are paying for this is stressing me right out and i just wanted it sorted out and clear as soon as possible! Thank you