hi i have sent all 5 of my creditors a request asking why i owe the alledged amount i dont dispute owing them some money but not to th eoutlandish claims they have! one i do totally disagree with is sky as i was told when i took it out " i had to have the HD pack it was the only one they did" when i rang sky a few weeks later then confirmed i had been misold and that i could cancel with no charge i nopw havr landed a bill 2 years later with no propr communication for £400! one thing i did want to check is that when i have sent the second letter requesting deatils of debt if i either dont get a response or they cant supply what do i do next?? how do i get these debts removed? also i challenegd my natwest debt orginally 400 now 1700 and they stated "natwest state these charges are fair and accurate" even though they had picked an old address i lived at 5 years before i even opened the account to lend all statements to (conicidentally my ex husbands address) im at the end of my testher i just dont no what happens next.Please help me!