How long ago did Kwikfit fit these tyres?

@rattlywelshboy Have you changed your address since you took out the loan? If so have you notified 118118 in writing of your current address? Is the address on your credit file your current address?

I'm not a tax expert of any sort but I don't think you are correct in saying that gold is exempt from CGT but silver is not. According to the Royal Mint - Bullion & Capital Gains Tax (CGT) | The Royal Mint - they are both treated the same. The difference in CGT laibility depends not on which metal they are made of but whether they in the form of coins that are legal tender in the UK, or whether they are bullion held in other forms (gold/silver bars etc). If they are gold or silver coins produced by the Royal Mint, and therefore technically legal tender in the UK, they are CGT exempt. But gold or silver held in any other form is liable to CGT, and CGT must be paid at the point of sale. Is your silver held as legal tender coins, or is it subject to CGT? As for VAT, not something I know much about, but surely only someone who is a trader registered with HMRC for VAT can add VAT to the price of what they sell? Are you a trader registered fo VAT? If not I wouldn't have thought you had the option of adding VAT do you?

So it's within the 'four walls' of your apartment, ie your side of the structural wall? Presumably there was no access to it from anywhere other than your apartment? And the water pipe that leaked was used solely by you as the waste water pipe from your kitchen sink (not a shared waste pipe used by anyone else at the point of the leak)? If that's the case I can't see how it's 'common parts', it's a leak within your apartment. How difficult it was to get to isn't relevant. Unless there's anything specific in the lease about it (just spotted you say there isn't) I think it is your leak and you will have to pay the repair cost. Or claim the repair cost on your insurance, although if the leak has just come about gradually over time standard contents insurance probably doesn't cover it unless you have bought a specific extension. Are you being asked by the owner of the apartment below to pay for their ceiling? That might be covered by the liability section of your household insurance but if it is a very small cost you might prefer to pay for it yourself and not involve your insurers so the owner below does not need to make a formal claim against you.

It was one of your points and I quoted it and responded to it in Post #2. That's the purpose of the forum. You post, other people respond. I will not respond further.

Of course I read your post! You said it here, that the debt was in your previous married name (according to Lowell anyway)

Just on that point, changing your name for any reason - whether because of marriage, divorce, deed poll, or just choosing to use a new name - makes no difference to whether you are liable to repay a debt. The debt is incurred by you the person and changing your name doesn't change that. If it were that easy people would be queuing up all over the country to change their name by deed poll to wipe out their debts! There may be many reasons here why the debt cannot be recovered from you, but your change of name isn't one of them.

Tagging @Emmzzi

dx100uk said it wasn't fraud by Amazon. Clearly if might be fraud by bad actors using the Amazon site, as you've said yourself.

Are you planning to return to Hungary in the same car? Possibly they have methods of enforcement in Hungary but I have no definite information about that. Otherwise I agree, do not pay. Please do come back if this develops at all and let us know what happens. It would be good to know what EPC do next. What I've seen on other forums can be frustrating because posters hardly ever come back and say what the outcome was. Euro Parking Collection plc [EPC], as I expect you've found out, are a UK debt collector with their registered office in London (subsidiary of a large US corporation) specialising in collecting foreign parking/traffic offence charges from UK residents, and collecting charges from foreign drivers/owners on behalf of UK organisations, mainly public authorities like TfL. Presumably the DVLA recognise EPC as having "reasonable cause" to ask for registered keeper details or EPC wouldn't have been able to contact you. Unusually for these sorts of companies they publish on their website pdf copies of the formal Power of Attorney documents authorising them to act as agent for the foreign organisation. The one for Hungarian vignettes is here ---> 148 (epcplc.com) It authorises EPC to bring court actions in UK courts as agent for National Toll Payment Services plc (Budapest). However that doesn't mean that the UK small claims court will allow such a claim to be brought and there seem to be many opinions on the internet about whether that is possible. So I agree you should not pay it. But if you get a formal letter before claim from EPC or any court papers do not ignore them and come back here for advice.

That's interesting @Nicky Boy, I didn't know that. The information on the link concerns Scotland but the equivalent legislation for England is in the Council Tax (Alteration of Lists and Appeals) (England) Regulations 2009 and I imagine the same procedure is followed. As far as I can see @Kyosanto there is no obligation on the owner to notify the VOA when making building alterations so the owner in 2001 has not failed in any duty to notify.. And I'm certain that the VOA will not consider rises in mortgage and energy bills valid grounds of appeal. Still, include it your appeal and see what they say.

As a matter of interest did all this come about because you asked the Valuation Office to review the Band? if not what prompted them to review it?

Be careful before taking it elsewhere though. Some policies say that if you don't use the insurer's approved repairer you have to pay a higher excess.

@Beesnees if/when this comes to an actual hearing in court in front of a judge your daughter would need to be there in person but you could accompany her to her to give support and advice. It's known as being her "McKenzie Friend" and she would be would be a "Litigant in Person" (LiP). There's lots of information online about what you can and can't do in the McKenzie Friend role so you might want to do some advance research on it now.

@Beesnees generally only a qualified lawyer is allowed to represent or act for someone in legal proceedings in county courts such as MCOL. Non-lawyers can only give support, they cannot sign formal documents for, or speak on behalf of, the person they are supporting.

What type of tenancy agreement, an AST (Assured Shorthold Tenancy)? Does your tenancy agreement include a rent review clause? If so what does it say? Wait and see if a further increase actually happens. It's only a rumour from another tenant at the moment.

OK so yes he has two judgements (CCJ) against him as default judgements because he didn't reply to the documents from the court. You say he moved on 5th May. Did he immediately notify the DVLA of his new address to update the address on the vehicle log book? On what date did he do that?

When you say he has already defaulted on 2 claims do you mean they have already been heard in a court and judgement was issued against him and he now has 2 CCJs against him? If so what date were the two court hearings?

Even if a hypothetical person could prove that they had a mental health condition that caused them to shout out in performances, and that this was serious enough to be a disability under the Equality Act 2010, it still wouldn't mean they couldn't remove you. Are you such a person, with full supporting medical evidence from a specialist mental health Consultant? And you had told the venue of your disability so they knew you were disabled when they removed you?

Let us know how you get on.

I appreciate why you are annoyed but legally you are clutching at straws. The t&c you quote give them the discretion to remove you from the venue without compensation if staff consider your behaviour is affecting other people's enjoyment. That is what they thought and they removed you. Forget it and move on because your chance of proving in court that they acted unreasonably is zero. You said yourself that you were calling out between songs asking why the bar was closed.

No illegal discrimination in anything you posted. Did they advertise the concert saying expressly that the bar would be open? If not you have no grounds for asking for compensation because the bar wasn't open.

Fair enough @Vetriano. It didn't come up on a google site search. Anyway I can see you have already had an answer to your question when you asked it under another username on the other site. In case you've forgotten it was this. Communications between a solicitor and their client are generally exempt from SAR disclosure so don't waste your time with that. The solicitor will refuse to provide it and quote the SAR Legal Professional Privilege exemption. What other exemptions are there? | ICO Perhaps if you were less rude and antagonistic to people trying to help you you wouldn't have to keep jumping from one advice site to another and repeatedly changing your username to avoid being blocked and having your threads closed again and again. Hunter779, Vetriano, Malibu1, Neptune, Blueyes1. And whichever names you have been posting as on Sitejabber. Have a nice weekend.

There are no reviews of this site on Sitejabber (nor of dx100uk if that was what you meant). Sitejabber is a US website. So back to your thread, can you give us more background please.

@nickm911 I think that the sound level quoted by the manufacturer of any domestic equipment has to be measured by calibrated instruments in a specific way at a specified distance, although I don't know what that is for fans. You would need to research it. You could probably get the details by contacting the manufacturer and asking them how the <65db is measured. I doubt that just holding a smartphone app up to it would be accepted as evidence that it exceeded the advertised noise limit. Still, nothing ventured nothing gained. You can try. Let us know how you get on if you do.