POC Reads
By an agreement in writing between HSBC Bank PLC and the defendant dated 1/10/1974 . HSBC agreed to issue the defendant with a credit card upon the terms and conditions set out therein. In breach of the agreement the defendant failed to make payments of not lees than the minimum shown on the monthly statements. HSBC served a default notice on the defendant stating the amount due and requiring the defendant to pay same. The defendant failed to pay and the agreement was terminated. The agreement was assigned to the claimant on the 15/2/2013 The claimant has complied with sections 111 and 1V of practice direction pre action conduct. The claimant therefore claims 1. £xxxx 2. Interest pursuant to section 69 of the county courts act 1984 namely £xxxx and continuing until judgement or sooner payment at the rate of x.xx