cheers ar123 i will , and i will reveal their name too , soon once a bit more waters under the bridge , and hopefully it ll help many others and stamp out bad practice maybe , got a total of 7 dca s to sought out , and if successful with this first one for my costs for my research and reply letters that they kindly invited me to do , at prices i did tell them of.then damages for each dca , so in all 14 cases ,

did i win or did i loose wheres me mug from which to glug

i know they busy and behind a few days , not herd nothing so far , sent form twice once first class and another registered , had a letter from the dca company who is waiting 21days before re attempting collection , also had an admission that they are owned by one of the bigger banks so that ll help for my next step ie damages for attempting collection on a disputed account, they should of known better and made checks first before proceeding as per oft guidelines etc . so we will see

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dec filed now at court soughted my poc etc just received a letter back from the court PLEASE NOTE THAT YR PART 7 CLAIM IS SUBJECT TO AN AUTOMATIC ORDERS PILOT SCHEME EFFECTIVE FROM OCTOBER 09 TO SEPT 2010 PURSUENT TO PART 51 OF THE CIVIL PROCEEDURES RULES. THE FOLLOWING AUTOMATIC ORDERS APPLY 1 WHERE ANY PARTYFAILS TO FILE AN ALLOCATION QUESTIONAIRE WITHIN THE TIME PERIOD SPECIFIED, THE COURT WILL AUTOMATICALLY ISSUE A NOTIFICATION THAT THE DEFENCE/CLAIM /COUNTERCLAIM WILL BE STRUCK OUT AUTOMATICALLY IF AN ALLOCATION QUESTIONAIRE IS NOT FILED WITHIN 7 DAYS OF SERVICE OF THAT NOTIFICATION . 2WHERE A PARTY IN A FAST TRACK CASE(WHERE THERE IS ONLY ONE CLAIMANT AND ONE DEFENDANT )AND UPON EXPIRY OF THE DATE FOR FILING A PRE TRIAL CHECK LIST, THE COURT WILL AUTOMATICALLY ISSUE A NOTIFICATION THAT THE DEFENCE /CLAIM WILL BE STRUCK OUT AUTOMATICALLY IF A PRE TRIAL CHECK LIST IS NOT FILED WITHIN 7 DAYS SERVICE OF THAT NOTIFICATION. 3 WHERE ALL PARTIES INDICATE ON THE ALLOCATION QUESTIONAIRE N150 AND N 151 THAT THEY REQUEST A FIRST STAY ON A CLAIM, THE COURT WILL AUTOMATICALLY ISSUE A STAY FOR ONE MONTH. any help would be great . letter was dated 16th december my claim deemed served 30th december and 14days from there for them13th january 2010 about time they got it , i gave them a chance to settle via writting for less than the now claim , jugular

ok had a couple of letters back from them saying the would refund £855.00 but not interest alas i wont be taking this , its been far to long comming and to little an offer 05/06 they are having a laugh

Had A Letter , They DenyThe Judgment Which I Mistakenly Filled In That They Admited The Claim , Easily Remidied After A Call To Northampton And Filling In A N225 Pdf Printing And Sending A Letter Saying Done By Mistake , They Have Only Tel Northampton And ARE Not Defending By Letter So Far , They Have I Believe Till Monday , The Lady Said That They Had Herd Nothing FROM THEIR SOLICITORS And To Get My Letter To Them , Which Will Be In Morning Recorded

thank you ODC I WILL CHECK , CANT RECALL SEEING ANY , I AM SURE THE NUMBER CAN BE FOUND ON CAG , i cant figure why they are not 1)defending2)paying 3)ignoring

HI DD NICE ONE VERY CLEVER ,LOL NO I HAVE NT GOT THEIR DETAILS , BECAUSE MY ACCOUNTS IN DISPUTE , AND I JUST RECEIVED THE USUAL THREATOGRAMS TO WHICH I TOOK AS AN INVITATION TO CHARGE FOR MY REPLIES WHICH IS WHERE I AM NOW , TRYING TO GET MY MONEY . THANKS DD

i ve got judgement , time up on the 13th of dec , then a warrant ? £100 cost any ideas if should do or other options

Vanilla

sh-t

Hi Godmother Did You Get My Pm ? Ref Mcol Dca

Cometh The Hour Cometh The Cag (COMETH THE CONSUMER )

They Won A Battle We"ll Win The War!

Issued On The 24th , I Will Reveal Which One After The Outcome And The Amounts Involved , Sorry For This But You Never Know Who S Reading AS WELL AS WHAT I PUT ON MY POC, SHOULD I FAIL THEN , I LL RE TRY ANOTHER WAY , OR CRAWL BACK TO MY HOLE

first mcol issued for money outstanding for my reply to one of 7 diff dca s , letters done in my time totall £100 , so we ll see how it goes , it has been served so got to wait and see if they pay up defend or default so a quick summary for those just looking . i have various disputes ongoing since march and as yet unresolved , despite my efforts , now the companies involved have also tried in vain to involve dca s much to their anoyance they have not been sucsessfull one bit so far (touch wood )the usual threats have been received and i duely send back my reply by return post saying my replies will be charged at x amount and usual terms for payment apply, whilst informing them that they cannot demand payment on a disputed account and wish to see their consumer credit licence to which only one of the seven have done and only 5 have apollogised, i ve sent several letters to each one because on my first i explained only written correspondence will be entered into and no telephone conversation will be aknowledged or entered into , and also due to my shift pattern . needless to say they cannot resist writing these demand letters so i have to reply , meanwhile my costs add up , and now my turn to send demands to them and i have sent several lba s . now my first mcol has been served , i am seriously considering going after damages ref stress , and have drafted up a poc that will fit snugly into the space provided in a mcol and hits all the right notes

signed also

hi gm did you get my pm ref dca s:)

sorry sparks not trying to steal your thunder i think we have to wait for the oft anouncment in dec when god knows , but in the meantime discuss find a positive and open it wide enough to jump in ,

maybe they did not want it broadcast but i suspect induvidually each case will suceed if done correctly, and not every one will bother which is what they would of wanted instead of a tsunami of claims which is what would of happened , and every one would of clambered on board , and added to the problem they now face . merely an opinion

i have done three , the more the better do while he s talking in question time in parliment . i do wonder if this news will be brought up by any one

i agree send you e mails , all of you , turn the tide for change

Well The Banks Shares Are Up In The Light Of This , Yet More Millions For Them , Perhaps This Was Designed As Such So They Could Pay For The Eventual Outcome Ie The People Vs The Banks