i am right in saying this thread is diff peoples ways of sorting out dca s etc , was there any need to be like this , dont think so as i said we are not all big shots after mega bucks , just normal people happy to rid the dca of your back , so you can carry on sorting out your mess and not waste time on them . if my posts offended you nasty nick then i apologise but i am sure i never fired the first shot i was trying to post my own experience with them as you have done nothing more nothing less. oh and by the way, mr nick my total claims will amount to over £40.000 and i thought it best to gain experience in the smaller stuff before making a total mess of the big stuff, thought that made sense, and if as i expect they take up your time whatever you do back to them taking your time,from sorting out your major stuff, hope i have not upset any one , my apologies if have

does it work , can someone check please , either way , they will have a ccj where are you all now any apologies, and i fully understand your sarcasism bec their a few odd peeps on here, and although i am odd i aint that odd lol bless em , they must of gone to bed !

http://i707.photobucket.com/albums/ww74/charley22123/img062.jpg ok think i ve done it all be upside down , ok it says it has been transferred to their local court for enforcement ie as i said either a warrant bailif , or third party order otherwise known as a garnishee putting a hold on their bank account , not just a talker but i am afraid to my own detriment a do er. the scribble of £100 is what the cost is for either of the choices i have

ok sir , not being fully functional on a computer i have uploaded on photobucket , how do you link it on here please , so i can put this dis believing to bed ,

:cool::p:p:p:p:p:p

:cool:

ok big boy, i shall , all mouth and no trousers aint me i suggest you re read my post and see , i have not been paid yet because what i put ie i will be able to issue a warrant or third party order] also see thread tel harassment and my posts there big man , check yr chops my man and as i said it works for me aqnd every one s case is diff, some times people should read first then open wide and this thread is to help, in as many ways possible to cover all ways conceivable ,the ways which help each and every one of us who contribute to this thread and not criticise other people

i shall in the next few days post up my original claim form for mcol , i just have to print off cover up some info and load up on here , please bare with me , hope it may help some people :)and my judgement pdf , i will do the same

WELL PERSONALY I CANT BE ARSED WITH ALL THE LEGAL TOSH, UPON A DCA S INITIAL LETTER , I HAVE A SHORT BUT FIRM TEMPLATE STATING THAT THEY ARE IN BREACH OF OFT GUIDELINES (BECAUSE MY AC IN DISPUTE )AND AS SUCH BREAKING THE VERY LAWS BY WHICH THEY SUBSCRIBE TO IN THE GRANTING OF SAID LICENCE ETC, AND THAT I WORK UNSOCIABLE HRS AND CANNOT ANSWER MY MOB OR HOME TEL, AND THAT NOW I HAVE WARNED THEM OF SUCH, ANY FURTHER CONTACT VIA THESE METHODS WILL BE DEEMED HARASSMENT AND SUJECT TO THE HARASSMENT ACT BLA BLA, SO THE ABOVE CUTS OUT FURTHER CALLS BUT NOT LETTERS (WHICH I WILL COME TO), LETS EM KNOW YOU ARE AWARE OF THE LAWS ALSO . AND FINALLY I STATE MY CHARGES FOR MY RESEARCH AND REPLY LETTERS WEEKDAY S IS £20 PLUS £5.00 P&P OR DOUBLE TIME AT WEEKENDS . I DO PREFER TO CHARGE W END RATES. YOU MAY THINK RUBBISH BUT IT WORKS FOR ME , AND REF 7 DCA S SO FAR . I HAVE JUST WON A CLAIM FOR MY R&R CHARGES VIA MCOL AGAINST METROPOLITAN COLLECTION FOR £200 +COSTS£25 JUDGEMENT HAS BEEN ALMOST 28 DAYS AND I NOW HAVE CHOICE OF METHOD OF MY COLLECTION IE WARRANT , THIRD PARTY ORDER ETE FUNNILY ENOUGH NO MORE CALLS OR MAIL AND I HOLD A BIG CARD , YOU DO HAVE TO KEEP THE WORDING ON THE MCOL TO THE POINT IE UNPAID BILL IN MY CASE BECAUSE ONLY SO MUCH SPACE ALLOWED . I LL BE ON THE SECOND DCA SHORTLY AND SHOULD TURN A NEGATIVE IE A DCA INTO A POSITIVE , MONEY AND OR A WARRANT ETC . I AM NOT A LEGAL PERSON , AND THIS IS ONLY MY WAY, AND IS NOT ALWAYS THE RIGHT WAY FOR EVERYONE AND AS EVER A ORDER IN YOUR DEMAND IS NEEDED FOR YOUR REPLIES ALWAYS SAYING THEIR CURRENT BALANCE REF YR RESEARCH AND REPLY LETTERS , BECAUSE THATS WHAT THEY ARE , DONT FORGET YR FINAL DEMAND TO EM ETC IN AFFECT YOU TURN THE TABLE ON THEM , YOU END UP CHASING THEM FOR PAYMENT COMPLETELY IGNORING THEIR TOSH AND I MUST ADD MY COMMENT REF LEGAL TOSH IS ONLY REF THE DCA AND NOT ANY OTHER MATTER BECAUSE YOU DO NEED A CERTAIN AMOUNT OF KNOWLEDGE TO SUCEED AND IT IS EXTREMELY ADVISABLE TO READ MANY MANY THREADS AND POSTS TO GET A FEELING FOR ALL MATTERS LEGAL AND MY COMMENT ARE BASED UPON THE AVERAGE DCA BEING CHANCERS THAT THE MAJORITY OF PEOPLE THAT RECEIVE THERE WELL WRITTEN LETTERS / DEMANDS(HA HA LOL) DO IN FACT PAY, AND THEY PERFORM REALLY A NUMBERS GAME. AND ITS UP TO THE INDIVIDUAL IF THEY WISH TO BECOME ONE OF THOSE NUMBERS OR NOT, AND EVERYONE S CIRCUMSTANCES ARE DIFFERENT , SO NEEDS DIFFERENT ANSWERS

cheers AA THIS LL BE MY FIRST OF MANY IN THE SMALL CLAIMS COURT , I HAVE SUCCESSFULLY DONE A M C O L ,BUT THIS IS THE NEXT STAGE IN THE SYSTEM , DAUNTING BUT LOOKING FORWARD TO IT, PHSYCOLOGICAL WARFARE TO BEGIN WITH FROM THEM ,

I MUST BE DOING IT WRONG , l http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/194877-charley-funding-corp-3.html THIS IS IT

NOT SURE IF THE LINK BACK WORKED , http://http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/194877-charley-funding-corp-2.html

Yes Please , Thankyou , I Did Atempt A Link Back Not Sure If Works

http://http://www.consumeractiongroup.co.uk/forum/payment-protection-insurance-ppi/194877-charley-funding-corp-2.html#post2728126

Hi Aa , No , Should I Begin A Seperate Thread . I WILL FUMBLE THROUGH AT THE MOMENT , AND GO THROUGH THEIR DEFENCE CLAIMS , ONE BY ONE AND WRITE DOWN MY ARGUMENT AGAINST EACH PART 12 IN ALL AND THEN DO THE BACKING UP OF MY POC WITH COPYING ALL RELEVENT PAPERWORK AND GENERALLY GETTING IT READY WHILST SENDING THE FUN CORP OR COURT IT, WAITING FOR THE ALLOCATION QUESTIONAIRE TO COME ,

Hi Donna At The F Corp , See :)you Soon !

They Say I Asked For Ppi , I Do Not Think So ,

Help Bump

So At Least I Ve A Few Days Before The A Q Arrives From The Court . Reading Through The Defence , They Seem To Make Stuff Up , As Well As Denying All My Claims In My Poc. I Will Detail If Someone Ask S Apparently They Say I Demonstrate My Financial Sophistication By Applying For Other Loans

ok HAD THE DEFENCE SENT TO ME BY THE FC IT GOES ATTACHED IS OUR DEFENCE IN RELATION TO THE CASE DETAILED ABOVE , THE MATTER IS NOW BEING DELT WITH BY OUR COMPLIANCE DEPT, SO PLEASE FORWARD ANY FUTURE CORRES TO THEM. I CAN SEE BY PREVIOUS CORRES THAT RESPONSES YOU HAVE RECEIVED IN RELATION TO YR COMPLAINT WERE NOT AS CLEAR AS THEY COULD OF BEEN, AND IF YOU WISH TO DISCUSS THE DETAIL AGAIN , PLEASE DONT HESITATE TO CONTACT ME ON NUMBER BLA BLA. I HOPE THE MATTER IS CLEAR TO YOU AFTER READING A COPY OF THE ATTACHED DEFENCE , AND IF YOU DECIDE TO CANCEL THE COURT ACTION WE WILL BE HAPPY TO PAY ANY COURT COSTS YOU MAY HAVE INCURRED. HOWEVER IF YOU WISH TO PROCEED WITH YR ACTION , I CAN CONFIRM NO FURTHER OFFERS WILL BE MADE . YRS SINCERELY DONNA MATHER

Ok This Lot Due To Other Claims Going On I Have Shelved In The Form Of Passing It To The Fos And The Information Commisioners Office As Well As Fighting To So Far Sucsess The Dca S They Keep Trying To Pass It To , Ref Telephone Harassment Thread

Currently With The Fos , More To Give Me Time To Pursue Other Claims I Am Involved With At Moment , But Will Take Up The Challenge Again Shortly , Once A Few Of The Others Are Delt With So Use The Fos If Need Be Togive Yourself More Time , Can Be Usefull ,

Its Currently With The Fos At The Moment So Create Some Time For Me To Pursue Others

I In My Poc Put Restitutionary Damages , Ie Interest For 2 Further Loans Took Out Damages For Distress And Anxiety £500 Proffesional Negligence (yes I Know There Has To Be 5or 7 Good Reasons Backed Up Solidly So As Its Not Thrown Out) £500. Original Courier Fee £90 I Paid Although They Acted For The Fun Corp , Bec They Would Not Let Cheque Go Unless All Boxs Were Ticked On Agreements And Yes Although Signed In The Ppi Box Delberatly Did Not Tick And It Is Also Evident In My CopY As Was The One They Sent Through, So Guess I Will Have A Good Fight On My Hands In For A Penny In For A Pound As They Say, Or Only Fools Rush Etc I Will Find Out Once The Aq Comes And Date Set If They Mean Business Too ,