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apparently they have filed via fax today the last day . day 28, allocation questionaire next

times today , not sure i dare telephone the court , N225 form i think next request judgement

THANKYOU , I KNOW 2 WRONGS DONT MAKE A RIGHT, BUT DOING UNTO A DCA AS THEY DO TO YOU IS

HI D D AND FRED YES SEE WHAT YOUR SAYING , WILL LEAVE ANY WAY BECAUSE THEY SAID AT THE COURT THAT THEY WOULD POST OF SOME ENFORCEMENT LEAFLETS FOR ME , SO MAY AS WELL WAIT THE 28 DAYS THEN GO AHEAD , GIVE THEM WHAT THEY GIVE , MEDICINE IN THE FORM OF A CCJ

Hello Dicky Asked Them That , And Their Reply Was Because I Put Pay Imediately On The N225 Requesting Judgement Form , I Could Do Straight Away , Or In The Future , Sent Them Another Letter Because They Sent Me One With An Apology And Saying That They Would Fight Any Court Case , (which Was A Bit Late Really , As I Knew By Then I Had Got Judgement , Shows You That These Companies Are So Big Or Stupid That They Dont Know Whats Going On, ) My Letter Which Said That They Owe A Further £90.00 As Well As The Original Court Amount , And That They Are To Late Judgement Had Gone Against Them Quoteing The Case Number And Simply Saying If They Do Not Wish Any Further Action To Pay , And To Not Write To Me At All Not Even A Reply To This Letter Only A Cheque , Or They Will Incure More Letters From Me And More Ccj S . In Other Words Bug Off , Leave Me Alone Or I Will Bite Back !

hi sarnie yes mcol is money claim online as emandccole says and your allowed 1080 characters up to 24 lines , it pays you to write out several times seperately before , fine tune it

the file has been transferred to their local court , birmingham . i called them to find out the costs for a garnishee or third party order costs £100 as does a warrant . next move ?

tel the court today, their times up on the 26th if including the date of service the 30th of dec , they said no defense has been filed as yet , fingers crossed

Hi Fletchy Yes Yr Right , Sorry , My Fault , I Have Just Telephoned Northampton And They Are Sending The File To Birmingham Courts So I Can Indeed Do A Garnishee , Northampton Siad Bec I Put Pay Imedi On My N225 I Can Do The Order As Soon As It Gets To Their Local Court , Not Sure Of The Cost Though As Yet , I Shall Call Them Tom , As Off To Work Shortly , But Result So Far ,

hi fletchy i do have their bank details , if that was what you meant, they need to pay me , not me them ,

Hi Flyboy Not Herd A Thing As Yet , Did Tel Northampton And They Said They Sent The Judgement To Them , And I Put My Pref As Being Paid Imediately So , Guess Because Almost 2 Weeks They Are Choosing Not To Pay At The Mo , So Either Wait And Do The Garnishee Or Warrant

Hi Sarnie Bare With Me And I Will Get The Wording Of My Original Mcol , Because Your Only Allowed So Many ,

No News Yet , Is The Old Saying No News Is Good News ,

YES , THATS ALL I HAVE DONE , EVERY LETTER I INFORM THEM OF THE AMOUNT THEY OWE ME, ON MY FIRST LETTER I STATE NORMAL TERMS AND CODITIONS FOR PAYMENT 28 DAYS AND FURTHER COSTS MAY BE LIABLE IF I HAVE TO TAKE FURTHER ACTION TO RECOUP MY MONIES , I TURN THE TABLE OR AT LEAST TRY , I HAVE RECEIVED APLOGIES FROM THEM SO I REPLY THUS INCREASING THE AMOUNT THEY OWE , TILL THEY JUST MAYBE GET THE MESSAGE THAT THEY SHOULD NOT SEND SILLY STUPID THREAT O GRAMS TO ME , BECAUSE I WILL BITE EM BACK . THIS IS ONLY HOW I HAVE COMBATED THEM , I AM NOT A SOL OR IN ANY WAY CONNECTED TO LAW , JUST AS EVERYONE ELSE , I RESEARCH ON THE NET , AND MOSTLY HERE , HOPE IT ALL HELPS

HELO MR WORRIED I POST REF ALL THIS IN THE THREAD TELEPHONE HARASSMENT , BUT UPON THEIR FIRST LETTER I REPLY INFORMING OF ACCOUNT IN DISPUTE BLA BLA AND TELL THEM I CAN ONLY BE CONTACTED VIA LETTER AND MY RESEARCH AND REPLY LETTERS ( WHICH LETS FAVE IT THEY ARE UNLESS WE ARE ALL SOLICITORS AND KNOW THE LAWS , WE HAVE TO RESEARCH )SO I LET THEM REPLY TO ME INVITING MY REPLY TO THEM INCREASING THE AMOUNT TO £200 WHICH I THEN MCOL THEM FOR MY RESEARCH AND REPLY LETTERS , JUST GOT FIRST JUDGEMENT ON HSBC S DCA ARM METROPOLITAN COLLECTIONS LTD , AND IF NO CHEQUE IS RECEIVED I WILL EITHER GET A WARRANT OR A HOLD ON THEIR BANK ACCOUNT ,

i personally charge them for my letters , generate income from them, this does involve doing to them as they do to you, ive have just got judgement on the first one for the cost of my research and reply letters another 6 to do .

hi shinobi ive not paid since march 09 , excellent thread , great reading , think a voice or vehicle is needed to educate the masses if change is what s needed , and it will be

ok just checked the mcol site and judgement has been issued against them . them being metropolitan collection services ltd a division of HSBC , issued today the 5th jan 2010

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Hi All , I Have Had A Letter From The Courts . An Acknowledgement Of Service On The 30th December And Their Intention To Defend And 28 Days For Them To File Their Defence . Which I Did Know They Would Do To Give Them More Time , Any Ideas On My Next Move . Apart From Prepare Which I Started A While Back Ref Cases Etc And Bundles Of Here .

Cheers Gav , I Have Kept Everything Since 04/05 And Have Only Spoke Once On The Tel To Them And Managed To WinD Them Up, I Estimate Monday Onwards For Their Response Bec They Ll All Be Back Then And Ll Only Have Nine Days Left To Respond Which Ll Be Defend To Delay As Long As Poss And To See My Claim Closer , Although I Did State In My Last Letter Which Gave Them A Chance Of A Lesser Settlement Than The Claim By A Long Shot, And The Fact That I Am After Their Balls , AND ONCE I ISSUE THE CLAIM I WILL NOT ACCEPT ANY OFFER AND WILL SEE IT THROUGH TO THE END AND WHAT With Proffessional Negligence So Not Entirely Sure , Either Way I Will Enjoy It And The Confrontation With The Big Boys And Will Do My Very Best To Win

THANKYOU SIR , ODC I WILL REVEAL THEIR NAME SHORTLY IF ALL GOES OK ,

THANKYOU DD I WILL LET YOU KNOW THEIR NAME SHORTLY SO I CAN GET THE RELEVENT AC NUMBERS , SOMEONE HERE S BOUND TO HAVE EM . CHEERS

Thanks Aa , Any One Had Any Success Against This Lot For Ppi Claims , Am Trying For Profesional Negligence Also On My Poc And Damages For Distress And Anxiety , Not A Large Amount As I Know You Cannot Do In A Small Claims Case .