Hi I know that this has been nearly a year but I have not done anything because I don't really understand it. However I am now determined to understand and see this through so please beer with me on this. Thanks

I would like information on the investigation

Received a letter from Lowell, They have investigated and will be taking no further action, and closed the account. Can I request a SAR from Lowell?

Thank you

Hi I use to have a Halifax Credit Card. This was defaulted back in 2009. I have been going through the statements and want to put in a claim for PPI insurance. 1, Is this compound interest 2, Is there a spreadsheet that I can use to assist me with this? Thanks in advance for your replies.

subbing

I want to claim the PPI on this credit card. Can someone please send me a link on how to do this? Thank yiu

subbing

Good Luck

Just been going through my statements and paperwork. I have been charged repayment cover from 2003, even more but I don't have statements that go that far back. If I add all these up I think that Halifax will owe me money. I also wrote to them about PPI back in 2010 but did not receive a reply.

I think it is the date when the account defaulted

Does the SB clock start the moment the last payment is made or when the account is in default?

How would i find this out?

Good result

I think Halifax refunded me 3 late payment charges (even though they missed one) onto the account back in April 2009 and so I don't think it is SB until April 2015.

sorry whats SB

wow 2 years and nothing. received a letter from Bank of Scotland saying that they have sold the debt to Lowell

They have asked for the following - 1, Satisfaction Report 2, Scedule of work completed (invoices and work done) 3. An independent report from a qualified Mechanic to prove that the work has been completed

They seemed that the car was road worthy when they took the cortasy car off me and told me to use mine!

Did you report it to the police. Did you tell them that driver drive away from the accident? Does the insurance company know this?

Insurance companies never give you what you paid for the car, they don't even give you enough to replace a car like for like. You met need to add money on top to buy another similar car as this is what the insurance companies expect

I dont think that the police will knock on your door as I am sure that the police would have been called straight away. Cancel your debit card and get a new one. Don't steal again and don't shop at tesco

I had an accident in March, I was looking for a parking space in a car park and someone reversed into me in a hire car as they were coming out of the parking space. The damage to my car was a scuffed alloy and a dent to my door. The door still opens and closes without any problems and the electric windows and central locking still work. RAC insisted that I take my car to their approved garage to get the repairs done but I refused. I took the car to a main dealer. I was given a cortasy car but this was taken back as my car was still road worthy. The car was written off and I was paid out. I bought the car back and Since then I have had car serviced and had new brakes fitted and a new MOT which runs out in April 2014. Zurich have insisted that I send them an engineers report to show that I have had the work done, an independent engineers report to show that the is satisfactory and also a statement I am happy with the work completed. Has anyone ever experienced anything like this before? Dealing with the RAC and the under writers has certainly been challenging. I encourage anyone reading this to avoid them like the plague.

Hi I was involved in a car accident where the third party reversed into my car in a car park. The third party was in a hire car and their was minimul damage. He had a hire car and the reverse sensor broke off his car so he had to go through the insurance. The damage to mine was a very slight dent on the back door and a scuff on the alloy wheels. I got an estimate and the estimate was £2500.00. The insurance company wrote the car off which I then bought back off them. The insurance company now want an engineers report to see if the ca is road worthy. I have just completed an MOT and this is valid till April 2014. What is an engineers report?

Hi I have 3 points on my licence for speeding. I didn't inform the insurance company because i did not think it was classed as a convicton (drink driving). My wife has a clean licence and was driving my car. Somebody hit my car whilst my wife was driving and the car is now a write off. I have had to put a claim through. Has anyone experienced anything like this and what could the outcome be.