thank you to all about this thread. i am happy to say that this matter has been fully resolved. thank you lee_vodafone mods feel free to lock this thread with thanks

how do you mean by that? do u mean if you take out internet plug then you are log off the virgin internet network?

thanks for posting Ts&C's after reading page 9 as said i have seen "In addition to monthly bills being sent, some customers may be informed that they have had a credit limit applied to their account. If a credit limit is exceeded then Virgin Media may restrict service without notice. If a telephone line is restricted for non payment, any attempted calls may be diverted to a message routing the call to Virgin Media" nowhere does if say that the telly and internet is cut off.

update, we have now paid, and under our credit limit. 5hrs later our phone net telly is still no bk on

the account is not in my name but the thing is, the bill is a month ahead of time and the tv and internet is up to date yet they still get cut off. other then the monthly price plan what in increase do they do to the bill? if just the phone was cut off i wont mind as much, is cus the telly and net done was well when the bill for them is fully up to date and there is no unpaid bill.

as per my frist post, calls have push me over my limit. the bill is fully up to date.

hello my virgin media has been suspended as calls have put me over my credit limit and my tv and net has been cut off to. can they do that as my bill is fully up to date other then the calls that pushed me over my credit limit?

hi, i dont know where u head that from but, a managed loan has NO detrimental effect on your credit score? it olny will if you A, pay it late or B, if you dont pay it

in answer to you qus, A, yes there is a letter somewhere B, it will say settled or satisfied C, yes the clock be reset to 6 years D, its at their discression, but its, highly unlikely you say there are chargers added as well. you might be abul to claim thease back. othere pp will point you to the place to find a letter. hope my info helps

no, from what i can see its missing all the key info no apr for starters

hello, is 12 days from the date welcome get the letter

what happend after she move out? was the tax bill changed to someone else's name, and was the water bill paid upto the time when she left? Was letters posted to both water and council?

hi, how did u paid and was it over £100?

how much did you take out as on the site is max payback £60 a week.

you can post it up if you more all detales, amounts, money owned, names ect

i am shur the default note is definitely defective . there must give a date to when the arrears need to be fully paid by. there cannot say within 14 days. hope this helps (cerberusalert will corfirm this soon)

after phoneing experian many time about this i have a small update to my c.file as below Company name: BRITISH GAS TRADINGAccount type: ElectricitySpecial Instruction Indicator: Account Query i will let you all know what happens next

British Gas to reports to CRA experian to will to look at your c.file to see if any info has been added.

hello, i had had the same prob. when you are paying off any account it can take 6-8 weeks to fully update. Experian do updates on wednesday and sunday. hope this helps

the below is a quote from the OFT What happens now? We expect card issuers to recalculate their default charges in line with the principles in our statement to achieve consistency with unfair contract terms legislation. We have decided that, as a provisional step, it is appropriate to give priority to addressing default charges which exceed a simple monetary threshold of £12, in line with our duty to use our resources to tackle contract terms that have the potential to cause the most serious harm to consumers. We are not suggesting that default fees should be set at £12, and a court will certainly not consider that a default fee is fair just because it is below the threshold. Our presumption will be that credit card default charges set above this level are unfair unless there are exceptional business factors (relevant factors are set out in paragraphs 5.9 -5.11 of the Statement). Where we conclude that a fee above the threshold is unfair we are likely to challenge the charge but will take into account all the circumstances in deciding whether to do so or not. On the other hand, in line with our priorities, we do not propose at present to consider legal action where charges are set below £12. or you can read the full OFT's action on credit card default charges at http://www.oft.gov.uk/shared_oft/reports/financial_products/oft842a.pdf

hello, yes there is charges to take as out cash from a ATM with a pre-paid card. paypals are below Cash withdrawal feesThe maximum ATM withdrawal is usually £200 per day Domestic ATM cash withdrawal fee - £2.00 International ATM cash withdrawal fee - £3.00 Your overlimit charges how much are you beeing charge a time? the max is £12 as set out via the OFT if any more you can ask them back. i would wait to see what others say. hope this helps

I am guessing it's probably 28-32 Wellington Road, London, NW8 9SP ? i senT a letter a letter to wonga at that adddress and it came bk to me after 3 weeks!

just to let you all know this is being sorted ia email

have a look at you tube there seem to lots of video on how to fix the 3 red rings of death

ok thanks