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BellaGoth
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Everything posted by BellaGoth
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Robinson Way Chasing previous house owner
BellaGoth replied to PGH7447's topic in Debt Collection Agencies
This would be funny if not for the fact that so many people get conned into paying debts they don't owe by this BS. -
This is the second letter they've sent to me ... what can they do if I continue to ignore them?
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They want about £200 off me. If the debt is mine (and I'm not convinced) then it's from back in 2000 - most likely statute barred. Should I send them a CCA request anyway?
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A while ago I made a post requesting help for a letter I recieved from RCS requesting money for non-payment of a gym membership. A membership I won in a gym. I phoned the company asking for details of this debt, they didnt' reply up until now. After coming here for advice I decided not to bother replying to them but wait for them to contact me again, and so they have. I don't have a scanner so I'll just type the letter out.
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Blair olly & scotty hung up on me!
BellaGoth replied to star_scream's topic in Halifax Bank and Bank of Scotland
Good for you star_scream. -
It might lead to the council taking the debt back but it's not a certain thing, complaining is still important though because it's an official record of the bailiffs wrongdoing. For all you know there could be other complaints against this bailiff and yours might be the straw that breaks the camels back.
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Wait there's something not right, the bailiff said charges have to be paid, and then he changes his story to say that the council paid the bailiff fee from the money you paid in at the PO, and you owe more council tax, is that right? Have you spoken to the council about any outstanding balance left to be paid?
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Fifty nine quid a week and they want a third of it, that's ridiculous. In future if you have to communicate with these people, send your letter by recorded delivery, it costs a bit more but at least you'll have the proof that you've sent the letter, it's amazing how often letters to companies such as this seem to go missing, incredible even. Legally they can now force entry into your home and take goods to satisfy the debt, what you need to do tomorrow asap is contact your local councillor, they might be able to intervene for you. Directgov: Find out about councillor advice surgeries Also you can phone the National Debtline for advice. National Debtline England & Wales | Debt Advice | Factsheet 02 Bailiffs And Council Tax
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Fredrickson Int / Phoenix recoveries / Kays v's Orwell72
BellaGoth replied to a topic in Debt Collection Agencies
Not if you've requested a CCA. Unless you acknowledge the debt they can't make you pay. They have to provide evidence that you owe it in the form of a true copy of your CCA. They're basically just huffing and puffing at you and trying to scare you into paying up regardless of whether you owe the money. Oh and don't phone them. -
Fredrickson Int / Phoenix recoveries / Kays v's Orwell72
BellaGoth replied to a topic in Debt Collection Agencies
Actually it's not in default, I forgot about Easter. -
Fredrickson Int / Phoenix recoveries / Kays v's Orwell72
BellaGoth replied to a topic in Debt Collection Agencies
The account is in default, they shouldn't be pressing you for payments.
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