I could do with one of those , so far they are just ignoring me who did you write to exactly? Do u have the address details ? Thanks

congrats Valdez, good to see another one bite the dust on the Default notice the Carey thing is unfortunate and seems to be misused because all judges love a shortcut even if it doesnt apply

just to clarify , selling on to a DCA is termination?

these lot fake and reconstruct anything they feel like id send an account in dispute letter and stop paying the problem is there was a buyout as their parent company went into liquidation they are in a dogs mess and are pulling all kinds to get money in you should complain to trading standards and the oft

subbing as i was told by a DCA last week that there was no formal need of a termination notice as this was a credit agreement?

hmm found this Dan Ferretti TitlePartner at FC TrainingDemographic info Real Estate | Colchester, United Kingdom Current: Owner at DB Investment Property, Partner at FCT South East Ltd, Partner at FC Training

thanks DB ! streetview and google dont show anything the compay docs state are just general spam but show these two in charge Gary Cooper Daniel Ferretti the company postcode SS6 9UH is wrong , thats actualy Gary Coopers home postcode SUITE 2, THE COACH HOUSE 49 EAST STREET COLCHESTER postcode is actualy CO1 2TG not very clever are they, still no clue what or who they are or even a phone number i see Welcome Finance are in the same building, pic attached

Yeh they said is that mr so and so they had my name

Got a weird call today at work from someone who I think said they were from FCT Southeast ? They said they wanted to conduct a survey as to how I was coping with my financial affairs ? I told em not to call me at work again but had anyone heard of them so I can make a complaint ? I think they must be the next level now that those robot calls to help clear my debt have stopped

this issue of unclear Poc should form the first part of any defense In my case last month the judge argued with the DCAs solicitor fir a good 10 mins about unclear POC the dca solicitor claimed that they didnt need to be specific because it was filed online and quoted that section above judge said bollox , how can I defend when it doesn't state the claim properly and any documents needed can be mentioned and indexed later or something like that He through out their application to stike out my embarrased defense and awarded me 100 quid for them wasting my time

ive had similar problems with SAR cahoot , 6 months now its been going back and forth nothing but screendumps and copy statements no CCA inspite of the screendumps showing the abbey DMO dept has asked for it themselves 7 times but not for me! no default notice , termination or assignment its like pulling teeth

this one is even better ! Statement of affairs.pdf

see attached pdf liquidation.pdf

you need to start your own thread m8

I use the Lloyds cash account walked into a branch with my passport, utility bill etc and they had me up and running in 15 mins Debit card came thru 3 days later

Yes spartathisis , but in my case going thru the courts at the mo they have simply submitted a NOA half way thru the trial that they just made up when they realised they didn't have one ! Keep evey letter the robbers way send you (and the envelope) you may need them in evidence later as they seem to delight in faking them later

they are one of the more active bottom feeders at the moment

subbing any update on this one paul ?

im late finding this one but well done another one in the eye for the robbers way

Bump

id send the bemused as dept is still in dispute letter ive been in a court case with them since november 2009 and to date they have no DN , no valid assignment etc but it didnt stop them taking legal action against me then trying to strike out my holding defence (they lost £100 quid awarded to me for round 1) but the case continues i think they are under real pressure as the dodgy deal they done with Earnst and Young (of repo 105 fame) to get the management buyout means they have to pay 70 million over 6 years lucky for them in the first year they only have to repay 1 million and they have yet to file any accounts with the new setup keep the preessure on these cowboys

The only reason they are still going is because the collections section did a deal with Earnst & Young whereby they have to repay 70 million over 6 years how do they get money when they are barred from buying any new debts? They take money from you even though they provide no evidence they were legaly allowed to I'd write to them giving them 14 days to prove they own this dept and then stop paying but that's just me , I'm not a fan of Robbingscum way

thanks for the info , ive just logged in again and dont see any evidence that they my bank have reinstated it yet but maybe i best call em up too

Anyone else had this before? As im changing my banking details , last week i logged into my HSBC bank account online and cancelled all my Direct Debits..... a few days later i get a letter about my mortgage payment from Mortgage Express.... "I have received notification from your bank that suggests you intend to cancel your Direct Debit mortgage payment. As your exact intentions are unclear, I have not cancelled your payment arrangements with Mortgage Express" Yours sincerely Linda Smith Customer Service Associate Direct Debits Team wtf does that mean? i cant cancel my own direct debits ? they refuse to let me refuse to pay them ?

they may be running behind on their own payments ! Management to pay £73m for Robinson Way - Crain's Manchester Business