its happened to me 4 or 5 times , DCAs take it to the brink but know they have nothing so dont produce at the crunch time its amazing the pure waste of court time they get away with

but what if the debt is in dispute? how can they be allowed to ruin your credit record for a debt in dispute? e.g while its in dispute they farm it out to 3 or 4 different DCAs and they do the same searches?

any more news on this ?

ok thanks , ive emailed em , fingers crossed

no i thought the court did that ?

I have a certificate of cancellation from the court granted to me 2 weeks ago so ive scanned and sent it to all 3 main CRA ...but now they are telling me they cant do anything until they check with the Registry Trust, ive just done that myself paying £8 and the CCJ is still on there ? what more can i do?

i had one with robinson way being the DCA , i just stonewalled for original docs untill it was statute barred i made various points such as the agreement and the signature not the same document the cca mentions condition 8 of the cahoot terms and conditions but they were unable to supply a copy no original default notice as they never keep copies , unlawful recission etc bear in mind that the original creditor and their DCAs arent even on the same wavelength most of the time with me i was prepared to call someone at santander as a witness to the fact that my default notice was sent but nobody there today was around in those days so they backed off

It was for a Cahoot flex-loan I just checked and it's over 14 days already

i was initially awarded costs for the waste of a day at the original court date (around £120) which i enjoyed spending , im not sure i could claim more? and how easy would it be?

..sorry just to clarify the letter last week was from the court

Time to close this one as WON - I think! As stated earlier the judge had ordered Rob Way to provide a proper POC by a set date On the very last day it was supposed to be filed by , I got the new POC in the post and Horible Farrelly confirmed that this was a copy of what had been filed in court as requested by the judge Upon getting this I wrote back pointing out all the inaccuracies of their evidence , the response was to escalate this to their "proper" solicitors DWF who continued the threats and lies and insisted they were imminently about to press ahead with full court action despite ignoring my CPR requests (sorry if this is a long recap) Then out of the blue last week i got a letter saying the case had been thrown out as they had failed to comply with the original order to file a new set of POC So basicly Robbers Way / Horwich Farelly / DWF had been pretending to me that new POC had been filed in court and what they sent were those It never occurred to me that they would just flat out lie at this stage and try and pull this one off The debt is now statute barred anyway so stuff em I've WON but still a bit shocked at their behaviour and especialy a big firm of solicitors like DWF

contents of email was "I am writing to inform you that this so called "outstanding debt" is statute barred as it is over 6 years has passed since any payment was made to the account . Please see the attched screenshot of my credit file" screenshot showed last payment was july 2004

in a bid to clear up my credit file ive recently emailed Hilsden to say my debt was SB and they replied that according to their records it isnt and that "Due to your recent contact I confirm the new date for ‘statute barred’ is now September 2016." i.e they took my email to be acknowledgement of the debt !

i dont remember m8 , dont think so

i sent them the screenshot that showed the last payment to the account according to my credit file was 3 or 4 months before a default was filed . they dispute this and say last payment was november

I wrote an email to (DLC) , Direct Legal and Collections who claimed to be acting on behalf of Hillesden over what they claim is an old MBNA account having checked my credit file i see they have an entry on my file but it was statute barred a few months ago, i emailed them to point this out and got this back... "Thank you for your email. I can advise I have investigated your claim and can confirm that the last payment received on this account was in November 2004 . Which means that the account does not fall under the heading ‘statute barred’ until November 2010. Due to your recent contact I confirm the new date for ‘statute barred’ is now September 2016. The balance remains outstanding and will remain on your credit file. Please forward your proposal for payment of the outstanding balance within 7 days. For your convenience I have attached a ‘lifestyle report’ for you to complete and return this being a pre-requisite to all payment offers accepted. Kind regards Operation Support direct legal & collections T: 01280 707930 F: 01280 730582 E-mail: debt.post@dlcollect.co.uk www.dlcollect.co.uk

fraud seems to be close to where Robbers way and horrible farrely like to sit obviously they have quite taken to the idea that they can re-create documents as and when

once they file a court claim it freezes the clock , as far as i understand it .

I'm at a similar stage with cahoot/Robinson way It seems cahoot don't realy know what UR is , 2 months back and forth and I'm still awaiting a proper response

according to citizens advice there is at least £16 billion of unclaimed benefits – including Tax Credits, they also identified “official” misinformation that creates the impression of ineligibility. what about that one No.10 ? is that your press conference tomorow ?

3 times the money that is lost to benefit cheats isnt paid out properly to those who could legitimately claim it so any net loss is dwarfed by what the government gains by such an obtuse system just a small fact amongst all the fear and loathing comming from downing street and the gutter press Dont feel the fear and the shame they try to put out The shame is all theirs , they can go back to their executive directorships on the boards of corrupt banks or just polish their duck houses some of us have eyes to read the lies between their smiles

Yeh its the long thin ones around the address i cant read

I can confirm everything said above and am one of a few Cagers going through the courts with these fraudsters I was able to show a judge how they had edited a NOA from 2007 to pretend they were the same old company , my case is still going and is now with DWF solicitors , they upgraded their lawyer from Horwich Farrelly after I pointed out all the lies They however merely went back to their cut and paste and faked up a new set of documents and dates etc I will have my day in court with them don't worry ! Robinson Way have it comming big time and why the OFT is so slow as to allow this abuse and then work backwards after the horse has bolted is one of the problems with the system I know RW must be desperate as other pondlife like 1st credit have come down a peg or two but RW are in overdrive The deal they struck to pay back the 80 million is amazing , only have to pay back 1 million in the 1st year and I see they have yet to file any accounts and won't donso until April , that's almost 2 years from forming

the "where have we gone wrong letter" is usualy a good sign in my experience its a bit like the money off the total balance offeres if you pay now means they have an idea that they are screwed

cant seem to find one for the iphone that reads the long thin ones