ukiainib
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Everything posted by ukiainib
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Hi Diaz, mine was a Virgin CC as well, all my communications was to MBNA at Stansfield House Chester Business park Chester CH4 9QQ Good luck with your 4 month roller coaster trip, with it's ups and downs, but most important it is your roller coaster, so keep to your tracks.
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thanks dizzy and pennypenny. Yeah I am still going to go for it, will be drawing up a letter tonight, for posting tomorrow.
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Could a moderator get bankfodder or dave to PM me please as I would like to make a donation, as I cant use paypal, I can only do it via online banking :o
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Wednesday1867 vs MBNA***WON***
ukiainib replied to wednesday1867's topic in Other Institutions Successes
CoNgRaTuLaTiOn Nice one Wednesday1867...also IT IS YOUR MONEY ask for it in a cheque, and stipulate this is the only from of payment you'll accept as your settlement. -
MBNA Stansfield House Chester Business park Chester CH4 9QQ is where I have been sending all my correspondence
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The "Notice of Transfer of Proceedings" is saying it is going to your local court, and this court will decide if an AQ is needed.
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Standingupformyself V MBNA/Abbey CC **WON**
ukiainib replied to standingupformyself's topic in Other Institutions Successes
Well Done standingupformyself...time to join the exclusive successful club =) -
Thanks Standingupformyself
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Hi Wednesday1867, I sent a letter to them, a link here, the balance outstanding in debt is with fredrickson's apparently, so I am waiting for them to contact me now, so I can start sorting that out.
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Yippy :Dgot a cheque :Dthis morning for the £523 they were going to credit the account with, so do I class it as won?, even if the interest is still outstanding, as I am going for the CI as well.
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what a nice surprise I had today, 2 big fat A4 envelops, with the past 6 years of bank statements. :) All so the original £10 postal order I sent them, with a little note saying, this is a free service........hummmmmm, I wander what they are hiding. Why do they tell me to go through the DCA and still send them...what a load of twallops.
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is it just me that gets a red x with a big box saying "is online" who are online, when I look at threads
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thanks for the help, all is welcome
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those knifing thief's.....where are the old bill when you need them;)
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Hi DizzyI done the same, as it uses the day of the offence(as when they charged you) to the day you put the date in the spreadsheet.I wander what I will go for £81 as a one of 24.9%, or £570 for CI from 04-06-04 till the date on spreadsheet.....hummmm I wander if you can call it theft?
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lol found an explination here Interest Rates and Compounding have fun trying to understand:confused:
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How on earth do you work out the APR, statments say 1.8735 so you times this by 12 to give you 22.482...but this is wrong, as it should be 24.9% 24.9% divided by 12 is 2.075...now I am getting
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Standingupformyself V MBNA/Abbey CC **WON**
ukiainib replied to standingupformyself's topic in Other Institutions Successes
Standingupformyself,when they rang me to make a settlement, they asked if this would be the end of it, and I said well no, as I will be going after interest next..would be quicker just to put a link to mine http://www.consumeractiongroup.co.uk/forum/mbna/92906-ukiainib-mbna.html -
Standingupformyself V MBNA/Abbey CC **WON**
ukiainib replied to standingupformyself's topic in Other Institutions Successes
Standingupformyself,becareful as they said to me, they would settle and pay interest, but it was not CI it was the total amout due plus the latest 24.9%, so instead of getting a few huandred for the CI they offered 81 which is the 24.9% -
pabtyf, They are in breach of your request, but I do not know if the breach comes into effect if they have cashed your £10 payment or not (may another person can confirm this) Youll need the information from a SAR as it tells you all the information you need, as in interest rates at the time, which might be why they just gave you a print out of the account transactions.
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Well done Stubbs Congrat's
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If i find all my statments going back beyond 6 years, should I send the prelim to Barclay's or 1st credit?
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Hi Dougal16T, Yep I read that thread as well about Bryan and Carter but after sending it. Nice to know the way they work, and use our money, was wandering why they offer a quick settlement, if you can pay it in one lump sum......sneeky blighters. A good rant is welcomed anytime
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chardonny It is your money, claim it all back and in a cheque form, they have no right to credit your account with YOUR Money. I am also about to start the court procedure.
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Hi BB, Standard letter from MBNA, send a rejection letter from here and move forward to the next step, as it is your money, and your time scale.
