How do they word the letter ?

It wouldn't be the first time they had put the wrong court on the demand, it should certainly be something you should mention to the judge...

You should show the judge just how angry and annoyed you are at having to deal with this, don't be bullied and try and understand what is being written in your 6.5, providing you get a reasonable judge and you are prepared to fight your corner, did you mean to say that they put the wrong court on the demand ?

In the past when I have had texts and telephone calls (which have now stopped) I have reported the company name and telephone numbers and frequency to the Ministry Of Justice - consumer@claimsregulation.gov.uk (without the space)

Using one of those 'quick sell' companies will only realise 70% maximum of the value of the house....putting it up for sale would realise its 'truer' value....tell him to get it on the market asap. Is he/are they in negative equity ?

You may like to have a look at these threads - http://www.consumeractiongroup.co.uk/forum/showthread.php?381778-LOwell-Statutory-Demand-old-Egg-debt&highlight=lowells And this one - http://www.consumeractiongroup.co.uk/forum/showthread.php?380607-lowells-statutory-demand-i-am-panicking&highlight=lowells Try and read through and do your best to understand what is being said, I can only presume it is Lowells / BWLegal or possibly Connaught / 1st Credit. Please shout if you aren't sure what to do...

I wish I could have had a look at your 6.5 witness statement

I'm very, very sorry to read this, it sounds like you had a poor judge.....are you able to post up the agreement (minus personal details) ? Did it have your name and address on it by chance ? Do you know if the interest on the agreement corresponds with the amount in the statements ?

If you pay £50 it will restart the statute barred clock for another 6 years....

If it was me in your position I wouldn't be paying £50, you are setting aside the demand, due to a number of significant disputes, no agreement, potentially missold insurance, no statements for the duration of the account (to check the agreement matches with the interest rates) no compliant default notice etc etc... - Have you had a read in here ? - http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?190-DCA-Legal-Successes

Queenplum, can I now urge you please to report this to the OFT - Polly.Ashford@oft.gsi.gov .uk (without the space)

http://www.credittoday.co.uk/article/14841/online-news/hl-legal-solicitors-announces-incasso-acquisition

An excellent post DD, thank you for that.....

Thank you queenplum, interesting that he tried to use the Waksman ruling..

Don't interrupt, but do backtrack on points raised that you are not happy with. Don't be bullied...let us hope you get a decent judge too

Call the judge sir / madam

If they do, then be cautious, say that you will listen to what they say, it has been known for things said in the waiting room to be carried over to court, and a person who seems nice and friendly in the waiting room can turn in the court room. Be polite but firm, speak a little louder than normal, puff out your chest and show the judge just how angry and upset you are at having to deal with this....good luck.

Send this email back. Dear Sir Many thanks for you email (dated). For the record I will only communicate by writing. I do not think that this is an unreasonable request bearing in mind the circumstances. Yours faithfully

You might like to take some confidence from this thread too - http://www.consumeractiongroup.co.uk/forum/showthread.php?378142-Lowell-Statutory-Demand-help!!-***-WON-COSTS-***/page3

They won't withdraw the demand. - you may like to see this thread which was won in court today - http://www.consumeractiongroup.co.uk/forum/showthread.php?378142-Lowell-Statutory-Demand-help!!-***-WON-COSTS-***

A wonderful service extolling the helpful, caring and kind qualities of Martin. The Eulogies were read by the Deacon, the hymns included Abide With Me, The Lord's My Shepherd and the recessional music was Frank Sinatra's My Way. Rest in Peace Martin

Can you tell us more ? What did the judge say ? Did anybody turn up to represent Lowells?

Originals go to court and take one extra set to court with you and keep one for the hearing. You won't need ID

You will find a number of threads on these forums to do with this company, did you ever receive any letter before action ? Are you able to type up the particulars of the claim ? (don't be too specific with dates/amounts/personal details.

Current Applicant / Licensee: Business NameCompany Registration Number Marshall Hoares Bailiffs Limited6871092 Categories: Consumer credit Credit brokerage Debt collecting Provision of debt-adjusting on a commercial basis Right To Canvass Off Trade Premises:No Trading Name(s) (Current): Ground Collect North Debt Recovery Agency http://Www.Marshallhoares.Co.Uk http://Www.Marshall-Hoares.Co.Uk http://Www.Marshallhoares.Com http://Www.Marshall-Hoares.Com http://Www.Marshall-Hoares-Bailiffs.Co.Uk http://Www.Marshall-Hoares-Bailiffs.Com http://Www.Marshallhoarescollectionservices.Co.Uk http://Www.Marshall-Hoares-Collectionservices.Co.Uk http://Www.Marshallhoarescollectionservices.Com http://Www.Marshall-Hoares-Collectionservices.Com Issued Date: 04-Nov-2010 Date Maintenance Payment Due: 03-Nov-2015 Legal Formation: Body Corporate (incorporated inside UK) Current Individuals that run the organisation: NamePosition Oliver Larholt Historic Individuals that run the organisation: NamePosition Jonathan Weinstock Nature of Business: Debt Collection Current Address(es): Address TypeAddress CorrespondenceMoonpod, 15, Lyndhurst Terrace, London, NW3 5QA, United Kingdom Principal Place Of Business15, Lyndhurst Terrace, Hampstead, London, NW3 5QA, United Kingdom Registered OfficeMoonpod, 15, Lyndhurst Terrace, London, NW3 5QA, United Kingdom Historic Address(es): Address TypeAddress Principal Place Of Business1a, Sheffield Road, TUNBRIDGE WELLS, Kent, TN4 0PD, United Kingdom Registered Office1a , Sheffield Road, TUNBRIDGE WELLS, Kent, TN4 0PD, United Kingdom