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Found 5 results

  1. Hi and a happy new year to everyone i need help dealing with a ccbc claim against my wife her Problem is with SIGMA SPV 1 LIMITED she received a court claim form dated 31/12/13 from Northampton Court from a company called SIGMA SPV1 LIMITED claiming that she owes them £8905.81 the debit is from a HSBC credit card she had. we where in a over our heads and could not to afford to pay it so dug are heads in the sand hoping it would go away they kept piling on the interest I have read some of the forums and will be sending them a request for details letter via email and post I have until the 14/14 I think to file a defense to the court but having received no documents I really don't know what to write Can anybody help with my defense please ? and give me any advise on what I should do next? i think we had something simlliar before but ignored it after i put the details in the court thing and there was no record of the claim. is there a way to tell if this is genuine claim this time Thank you in advance
  2. I have just received a summons in connection with an alleged outstanding mobile phone bill from T-Mobile. However would I be right in assuming that this cannot be enforceable as Sigma are the claimants and have obviously bought the debt from T-Mobile? I understand that the original alleged debt has been repaid and as I have no contract with Sigma I cannot owe them any money. I am about to fill in the defence bit on the summons so any words of wisdom would be appreciated.
  3. Hi, please could any one help me at all. I receievd a letter exactly the same wording as tttf's. I had a joint account that was was in a overdraft for 1000 pound with an ex years ago (hsbc). I recieved a letter today which i can only presume is to do with that as when we split the account was just left. I dont know if my ex has had the same letter but funnily enough my letter is for 299.99 court fee 15.00 total 364.99. Its from Sigma Spv 1 limited. Funnily enough the the wording is exact, spelt without the T on credit and the date of 21/12/2011 for when it was assigned to the claiment (strange) ??? As i say i recieved this today and im at a loss as to what to do. Did you defend your self following the below instructions and what was the outcome. Your help would be gtreatly appreciated. Thanks
  4. My partner and I had a joint back account which went over the credit limit some nearly 6 yrs ago It was defaulted in 2009 We both received a similar letter to some on here Original joint debt was £1069 But both had letters for 299 plus costs £364.99 each Have already done AOC online but need my defence in by Monday 9th July As this was a joint debt and clearly not a Credit Agreement as stated on both claims form and not for the correct balance What should my defence say? Many Thanks
  5. Hi All need some hand holding on this as this has been a while since i have had to do this. right here we go......... Claim for received from Sigma Today claiming part monies from an an agreement, this is an old bank account I used to hold. the amount is like a 3rd of what I owed on the original Debt. its come from MCOL so the POC are vague. I have acknowledge it today and am sending the CPR request today!! I havent heard of these part claims before it seems its a new trick by Sigma! can anybody assist in what to do next??? thanks
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