Hi, Re Barclays Bank After writing to Barclays requesting a refund of my bank charges, I rejected their offer £1,000. I then filed a Claim Form in the Cardiff Civil Justice Court setting out the particulars of the claim and also attached a spreadsheet of all the actual charges made with dates to my account totalling £2,851 plus interest (which I hope I worked out correctly bringing the total claim to £4,543.99. Barclays had until 30 March to respond. On 2 April I filed for Judgement against them as they had not responded. I phoned the court 12 April to see what the next step was, only to be told that my Judgement form was being returned as Barclays had filed a defence, received by the Court on 2 April - I queried the date, but was told that 'a defence takes presidence'. Today I have received a Notice that a Defence has been filed and a Allocation Questionnaire to complete. Also attached is Barclays Defence Statement. Its rather long winded and full of legal jargon, but starts by saying that I did not provide details or particulars of the preceise charges alleged to be unlawful or the date thereof...... I was wondering if anyone else has got this far, and need some help on what to do next.... obviously I will complete the Allocation Questionnaire which will then result in a date for the hearing...do I need an expert....help, please!!