ScarletPimpernel
-
Posts
6,425 -
Joined
-
Last visited
-
Days Won
30
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by ScarletPimpernel
-
Drydensfairfax are solicitors, but they only do debt collection work. They do try it on with civil recovery, but without the same level of bullying and deceit as RLP. They may send a letter or two, but won't persist. -
It’s taken a long time for this to happen.
-
You're right; I should have said 'many employers'. I come to this as a mental health trainer working with organisations that want to change their culture around mental health, and my experience is that more and more are trying to do better - not just because it's the right thing to do, but because they now recognise that there are good financial reasons for doing so. One of the things that drives presenteeism is a culture of encouraging people to keep quiet about mental health problems, and whilst I recognise that there are some dinosaur employers out there, I wouldn't ever recommend telling someone to try to hide problems
-
Absolutely wrong. Most people do not have the experience you describe. Most employers now have very good policies around mental health. One of the biggest barriers to seeking help is stigma - telling people to keep quiet about it is the kind of thing that perpetuates stigma, prevents people asking for help, and is utterly irresponsible.
-
Local Government Ombudsmen Decision's......
ScarletPimpernel replied to frances1p's topic in General Legal Issues
One thing that stood out for me in the LGO report is that they had asked for the evidence the complainant said she had that disproved the Council's version of events, but it had not been provided, and so no fault by the Council could be shown. I'd have thought that if there were any scope for looking at this again, the question would be asked as to why this evidence was not provided, as it seems to be key to the complaint. On the mental health front, for someone to be detained under the Mental Health Act there are clear procedures to be followed. When someone is detained for a longer period than the initial section, again there are clear procedures (including regular reviews), and the individual has rights under the legislation. For example, the right to access an Independent Mental Health Advocate, and the right to appeal against detention to a Mental Health Tribunal. The NHS website has good information on this, as do those of MIND, the Mental Health Alliance and Mental Health Law Online. Also, just because no charges are brought doesn't mean that nothing happened. Police will often look at alternatives to charging where this will be more beneficial to the individual. It's not always a black and white process. If someone is already detained under the MHA, the question of capacity may arise, and there is also the issue of whether charging will serve a useful purpose. -
It sounds to me as if your mama is trying to either demonstrate her disapproval of your actions, get you to pay DWF, or arriving at an incorrect conclusion. It is simply not credible that Virgin would say this. The people dealing with customers don't usually see the reasons why an application is declined. It's not clear why you want to do a notice of disassociation. If the 'debt' shows at all, it would be on your credit file, not your mother's; if the 'debt' is on your mother's credit file because her name was on the card then disassociating from her changes nothing.
-
A notice of disassociation is used where you want to show that you are no longer financially connected with someone - for example, an ex-partner. LexisNexis appears on lots of credit files - many insurance companies use them, so when you get a quote for car insurance, especially through a comparison site, LexisNexis often shows up - I'm about to renew my car policy and sure enough, LexisNexis is on my file. You should be able to see, on your credit file, who the creditor for £150 is. I've never heard of a speculative invoice, of the sort issued by the likes of DWF and RLP, showing on a credit file - probably because there isn't actually a debt. If it had been to court, and they'd won, and you hadn't paid, it might showunder judgments - but that is a remote possibility.
-
RLP has a subsidiary company called Cireco that carries out 'integrity screening'. Jackie Lambert, the woman who controls RLP and Cireco, used to make much of it, warning people she accused, often sans evidence, of crimes, that (to misquote a famous U-boat captain) 'your name will also go on the list'. La Lambert used to grandly claim that employers used Cireco to check prospective employers. This may be true, but not many employers - according to Companies House records Cireco made less than £7k profit last year. Like so much of La Lambert's output, it's mostly bluff and bullsh*t. Interestingly, Cireco's website does not contain the statutory information required by the Companies Act. It mentions the DPA, but not GDPR, which seems to me surprising for a company that is based upon processing personal data. But then, Cireco doesn't appear in the ICO database. So much for integrity, eh Jackie?
-
The ‘new’ card is the V driving licence. For non-drivers there will be something else, but no details yet, though I understand that it will be photo id. I wish they’d get on with it - the NHS efforts to get GPs to code veterans has not really been successful, and I think that this leads to some veterans not being able to access services.
-
It's just their existing ID card, with the corner cut off to show it's expired, as explained in the extract above: "Retaining their ID card, known as the MOD Form 90, will also allow service leavers to be identified as veterans quickly and easily, aiding their transition into civilian life." Other veterans will be able to have a 'V' on their driving licence to show their status.
-
Banned from Sainsbury
ScarletPimpernel replied to Glupia's topic in Retail loss Prevention/Other shoplifting allegations.
There is lots of research around shoplifting as a form of self-harm. Self-harm (non-suicidal self injury or risk taking behaviour) is not an illness in itself, and is about coping with mental distress - because of a mental health issue, or abuse, for example. There is also research linking it with borderline personality disorder. That is not to say that there will be a mental health explanation in every case, but it does point to seeing a GP being a wise move. Even if there is no underlying mental health condition a GP can certainly help with the symptoms of anxiety such as those expressed by the OP in this case. I’ve trained managers from a couple of major supermarket chains in mental health awareness. I’d say they understand that not all shoplifters have criminal intent. Interestingly, none have had a good word to say about the likes of RLP. -
What drivel; plays to a certain audience of frothing lefties, I suppose, reading it whilst they eat their kale and quinoa. Still, their desired end result has happened; Afghanistan is returning to the middle ages. Personally I don't care much for pre-pubertal girls being married off to men in their forties; for women being considered of less value than goats; for boys routinely sexually abused by older men; for children hideously burned because at the age of three because it's their job to fill the oil lamps; for children denied education, an entire population denied decent medical care and a generation poisoned by an evil interpretation of one of the world's great religions. But no doubt in the vibrant, multicultural world of metropolitan socialists who've never been to these places, it's just the ticket.
-
Dry your eyes, Princess. I couldn't care less if British industry gave some of the money.
-
I was at the Drumhead Service yesterday, and was invited to meet the Prime Minister afterwards; I was also introduced to the Earl of Wessex. The service was very moving, and invoked some mixed memories - the volume of trauma I saw, the effect of multiple tours on people, but also of the great people I worked with. There was a reception afterwards with most of the Royal Family spending time talking to guests in a relaxed atmosphere. Not even the presence of Blair and Corbyn could spoil it.
-
Off topic posts moved
ScarletPimpernel replied to Justice Seeker's topic in The Bear Garden – for off-topic chat
Only if you can give the secret handshake. -
Austrian Red Cross County Court Claim
ScarletPimpernel replied to craiginsight's topic in General Legal Issues
All the policies I looked at did include it, and from my experience of working with travel insurers, they do so because it's a necessary part of winter sports cover. It would not usually be included in non-winter sports insurance, though, because anyone who ended up needing mountain rescue would almost certainly be taking part in an excluded 'hazardous activity' - that's when you'd need a top-up. The extra SAR insurance that is sold in resort is usually intended for residents of countries where they already have health cover. For example, when I lived in Germany my annual ADAC (similar to the AA) policy covered me for emergency care outside Germany, but if I'd gone skiing (including in Germany), I could buy the extra from them or in resort. I also found, with a little research, that the ÖRC are obliged to charge for their service - it's federal law in Austria that the rescued person must pay, and not the state or a charity (such as the Red Cross). -
Austrian Red Cross County Court Claim
ScarletPimpernel replied to craiginsight's topic in General Legal Issues
Tour operators tend to insist on travellers having travel insurance, to avoid just this sort of problem overseas. Anyone not purchasing the policy offered by the operator usually has to tick a declaration on the booking form to confirm they have made the necessary arrangement. For example: Crystal: "You’ll need to have a valid travel insurance policy, which includes winter sports, when you book your ski holiday with us." Neilson: "we require you to have suitable insurance cover for the travel arrangements you have booked with us and any activities that you expect to take part in." Thomas Cook: "Without your policy in your back pocket, you may end up having to foot the bill for extremely high expenses." DirectSki: "If you prefer to use your own insurance policy, please provide your policy details below. The policy must be comparable to ours or better. Important: your tickets cannot be issued until we receive full insurance details for all travellers." SkiWorld: "it’s a condition of travelling with us (and any other travel company) that everyone travelling in your party has purchased winter insurance that completely protects you from unforeseen circumstances and incidents. To make sure you have the right insurance and are suitably covered we require all travelers to purchase winter insurance equivalent to our insurance broker MPI. Please note, we will ask for proof of insurance before your arrival in resort." Even if someone travels independently, and gets an EHIC, the EHIC website is quite clear about what is and isn't covered: (my bold) I won't speculate whether this case is the result of naivety or stupidity, but I cannot think of any other reason. From my time involved in repatriating patients from overseas, I can recall the handful of people who'd travelled without insurance. One couple had to remortgage their house to pay for the air rescue service that picked their son up after he sustained a spinal injury whilst drunk, and took him to hospital, and the subsequent repatriation. He'd ticked the box on the booking form to say he had insurance, but didn't have any. Some people thought that nothing would happen to them, whilst a few very naively thought that health provision overseas would be free like the NHS. The only cases where I've seen people not have to pay involved private clinics in Spain, when the provider has, on discovering the individual only has an EHIC, failed to transfer them to a free public hospital, or has persuaded someone to sign a payment guarantee when they lacked capacity due to their condition. In Austria, the rescue service doesn't have credit agreements because there is no such thing. There is no free service and it is assumed that anyone who is on the mountain has insurance or the means to pay, because that is the norm in their healthcare system. -
Ian - The Royal Marines Association Veteran Support Network are excellent, and will help with any RM veteran's welfare needs - you don't need to be an RMA member. Worth knowing about in case of future dramas!
-
I had an enhanced CRB check for the ambulance service last year. Although I already had an in-date enhanced CRB in my job, it took almost six months to come through. Hopeless service.
-
Not all of the money has been unwisely spent. There are many very good projects out there, and I can tell you from experience that there are checks in place now to ensure that what was promised is being delivered. I cannot, though, understand why anyone would give money to anything involving NLP, and anyone who claims to be able to resolve PTSD completely is a snake-oil salesman. The government are not alone in being taken in by such claims, however. There are many, many small charities, a lot of them started by veterans, that latch on to some sort of unproven therapy, make claims about it and become very defensive if asked for clinical evidence. There are a number of military charities that provide a nice living for their founder and his family, but little else. All of these organisations may appear plausible, and they get money from various sources. But it would be a mistake to think that LIBOR money (now called Covenant funding) is easy to get; it requires very well written bids backed up by data, and there are now checks to ensure that the money is being spent as intended.
-
This doesn't ring true at all. That address is distinctly backstreet, and residential. Not what I'd expect of a lawyer in Germany at all - and I lived there for some years. I'd just ignore it.
-
Latest letter from Lowell re:JD Williams debt
ScarletPimpernel replied to Markie1973's topic in Mail order catalogues
The letter is bluster, designed to make you think that they will contact your employer, or decide to take legal action because you are working. It does not, of course, actually say that they can or will do either, because that would get them into trouble. You have to remember that intimidation and applying psychological pressure are the DCA's stock in trade. Why do they do this? Firstly, because some people will fall for it, and they get an easy win for the price of a stamp; secondly, because they buy lemon debts which may not be enforceable for one reason or another, so there isn't much they can do - apart from bullying. Frankly, I'd ignore it - it's just another in their chain of threatograms. -
I meant your mum may not have had mental capacity to instruct the solicitors, which seems to be the case as you have LPA. There are specific rules solicitors are bound by when dealing with those who lack capacity.
-
Looking at your other thread, I suspect that there may also be a question around capacity to instruct anyway.
-
Rogue Trader Gas Engineer now suing
ScarletPimpernel replied to momma's topic in General Legal Issues
We know how many of these companies operate, and it helps us to advise you.
