Hi, You can check here for advice on stays - hope it helps. ~~## Stays info and guidance ##~~ Regards, Fzrkitten.

Hi, check the last page of my thread for advice from gary, similar to what you have said above. Also there is the stays and removal thread on there. Regards, Fzrkitten.

Hi Pablofr, Looks good to me, you might also want to check here: ~~## Stays info and guidance ##~~ for anything else you might need. Regards, Fzrkitten.

Hiya, don't think mine is final hearing, so still more to come, unless they pay before friday (ha!). Good luck and keep going hun. x

Hi Night Owl, You must be so angry. I can't believe after everything they have stayed your case. There are so many of us that should have won by now, prior to the letter for the test case etc, and it is so maddening that this is allowed to happen when yours too is clearly an abuse of process by lloyds as usual. Keep us posted. BW, Fzrkitten. x

Hi all, Phoned the court, feel sick now. (that's a statement of fact!). Lloyds haven't been granted a stay!!!!!!!!! Case management conference going ahead on friday. Yippee. I think......! x

Gary, with the general form of judgement or order, do I need to change details to my case, or is it just for info? And where can I get the Interfoto vs Stilletto case? (Anyone?) I have the other two. Thanks, Fzrk!

Hi Gary, Thanks for that. My account was a classic account I think, basic one they do, no overdraft, only an electron card etc. I'm going to phone the court before lunch, not looking forward to the answer either way now, if it's on or off! If it's on, Lloyds letter says they are going to send counsel. This worries me as I read someone else's thread yesterday that Lloyds sent a barrister all the way from Bristol just for their case! I'll wait til I've spoken to the court before I panic eh. I will copy all my paperwork today, and I've got tomorrow off to just go over it again and again before friday. Trouble is I think I will clam up! BW, Fzrkitten.

Hi, just to say I'm offline tonight shortly, tiscali modem's thrown a wobbly at home, no lights now. good timing but never mind! Might phone court tomorrow and see if I'm still on for friday, although I don't really want to know! Fzrkitten.

Hi Peggy, you have had a rough ride, getting to court and everything. I am not sure what your best next step is - anyone advise please? Good luck, Fzrkitten.

Ah, sorry, you are ahead of me already. Hope your application goes well, some courts are still going case by case basis, so there is hope still. (I was advised by Coventry Court yesterday that this is the case, they are not issuing blanket stays). BW, Fzrkitten.

Hiya, I'm friday too! Let's hope we both actually get there eh? Which part of the country are you? I can't share experiences but would be interested in others too. Know olliebollie did well, and someone posted that ace story about the whole afternoon in court. I keep getting told to imagine the judge naked - ew! Fzrkitten.

Hi all, I spoke to Coventry Court yesterday and was advised they are looking at cases on an individual basis, and there is no blanket stay. Regards, Fzrkitten.

Hi Gary, couple of q's: Can I read from notes in court? How many copies of the stuff you sent me should I take, along with my other documents etc? And do I need to copy my bundle again for any reason (I have my copy and they were sent theirs). With the stay/removal objections template - is that just for me to read from as opposed to writing an objection letter to take with me? I did fax a short letter to the court yesterday as you advised, and posted it. I had a zero overdraft limit - they never gave me one, in 6 years of asking, so how do I use that? Obviously I went over my account limit, is it still the same? iii) Term 9 a) of the 2000 Terms and Conditions state: “You are not entitled to overdraw the account if no overdraft facility has been arranged, or to overdraw the account beyond the limit of an arranged overdraft facility. You are not entitled to use your card if this would happen, but this does not affect our right to deduct the amount of the card transaction or guaranteed cheque from the account if the card is used.” And you said my case hopefully will continue on the small claims track - if that's the case, surely this is the final hearing? Originally it was the final hearing for small claims, lloyds defaulted in july before date of test case info came out, but they put in that ex-parte order getting it re-allocated. Saying that, they don't seem to know they got it re-allocated as they asked for the stay on the hearing of 7th Sept on the small claims track! The judge did change it to a 'case management hearing', and re-allocated to fast track. So I'm not really sure what will happen if I even get that far - depending on if it gets stayed by friday. Thanks v much for your help again. BW, Fzrkitten.

Hi Hadyanth, You made me laugh - I'm at the 'pants' stage this friday!!! Fzrkitten.

Hi, How far above the threshold are you? I still went for small claims and got it, and with interest my claim is nearly 8k. I think if you aren't too far over, it's adviseable to still go for small claims, as with fast track you are liable for court costs, although it is thought that they wouldn't be awarded against you as a litigant in person as opposed to the defendant being a multi billion pound company. Regards, Fzrkitten.

And what does your letter say - just in case there is anything else? Fzrkitten

Hi Elenag66, have a look through this thread, should help. Any more queries come back to us. GOT A COURT DATE? Important, please read...... Fzrkitten.

Have a look at this thread: ~~## Stays info and guidance ##~~

Good luck, have you used the template from this site, the new one for removal of stays? Fzrkitten.

Hi Bobbles, I would pop into your local branch with both letters as they contradict as you say, and see if you can get something sorted, explain your situation etc. They may be sympathetic (?), stranger things have happened! If you have older charges though, take a good look at the site and see what you want to do regarding them. Lots of people on the site will help you if you want to take things further. Good luck, Fzrkitten.

Gary, your pm box is full, probably me already! LOL.

Hi Gary, I pm'd zoot earlier, but you got back to me, I tried to copy you in on it but your pm box was full. Thank you so much for all this info, I will eat sleep and dream it this week before friday. I have read so much on site but I tend to take too much in and then not realise the important bits, so you have condensed it for me exceptionally. I will go and read your wise words and pm you my email, thank you. Christina, I might just take you up on your offer, will pm you tomorrow to discuss. Gary I'm sorry I did say I was a panic merchant! Thank you thank you thank you!!! Fzrkitten.

Hi olliebollie, sorry, head not with it, forgot you going on 6th. Are there any mods/site helpers out there that can help me with my previous post as my court case is friday coming, and I need to object exceptionally quickly to the application for a stay by lloyds. My case is slightly different as in july lloyds defaulted to the judge's order of disclosure, but I was away and they put in an 'ex parte application' for re-allocation to fast track' which they got. They have now put in for a stay, but still state 'on the small claims' court case next friday. I actually filed for court in April, and they have stopped me all the way. It's a large sum of money involved, and I'm scared. Gary doesn't seem to be around? (Have pm'd you Gary). I really need to walk something into the court tomorrow, objecting on the grounds of them defaulting, not disclosing, getting the order changed to fast track, asking for a stay on the small claims track (!), and financial ruin if the case doesn't go ahead next friday. phew. They have also stated that if they don't get a stay, they will send counsel. This worries me! I know the site is v quiet cos of the stays - but please tell me someone is out there? BW, Fzrkitten.

Hi Nightowl, thanks for your support again on my thread, came to see how u r getting on too. I saw your stay was up yesterday but didn't have time to post, just at home for five minutes now so thought I'd catch up. Hope you hear something positive very soon! Fzrkitten x