I will ring them on monday morning and see what they say. Thank you again for your help. I will give an update on monday x

Oh goodness yes, everything in order on that front. The only matter outstanding now is how we split the money between us. Because we are no longer together we asked for the refund to be split equally. We both paid into the loan, yet BHF only want to send one cq. To my ex i have done all the leg work as usual, and claimed back loads for him, and myself for that matter. But none of the other claims were in joint names. And I just know he will not split it when he gets it in his sticky fingers, that is why we agreed to splitting it at source. I am gutted

Hi, yes it correct, we sent the acceptance letter a couple of weeks ago. i even spoke to BHF and they said they would split it equally between us. Thank you for reply

Hi all, I have made a claim for missold PPI from BHF, it has been upheld. This was a joint loan with my ex husband being the first borrower as it were. We have asked them to split the money equally, we have received a letter today to say they are raising a cq to the first borrower for the full amount. Can we actually ask for it to be split, when I ang last week they asked me to put in note asking for this request, yet it has been ignored, Any advice much appreciated, Thank you x x x x

I have just got an Email from LBL, Guess what, It seems I have been sending my emails to the wrong address. So the reply from them is to direct all emails to their legal Dept. Mmmmm Did not know they had one

Hi all, An update, Well, still no reply from LBL re reply I sent to them after letter sent to me. I have emailed them again just now. I have been onto DVLA and the car is still registered in my name. I have renewed the SORN on it as I am still responsible until I know what has happened to my car. The little scroat who sold me the car has not poppied any money up as promised. I am in contact with him but he just keeps making excuses. I have threatened with the RMPs, but he is deploying shortly so I dont think they will bring him back from Afghan somehow. I also contacted BCA and they have not seen hide nor hare of my car. And I have been watching ebay in case it comes up on there, so far not. They do have a bare face cheek with that. I cant get my breath on that stunt they are pulling. Appalling. And I cant believe they are being allowed to get away with it. Or am I being naive again. So, the upshot is, it looks like I have lost the car and the money as well. Well done to all those who have stuck it to LBL, I will keep following all the threads.

The cheeky barstewards x x x x

Just had a thought, could the mods please move this thread to a more relevent place please. Dont think this is in right place. Thanks Boo x x x

Hi, and welcome to CAG, I am sorry but I cant actually help you, but someone will be along more than likely in the morning. I just did not want you to think you were being ignored hun. I will bump up your post if I see it slipping from 1st page so it gets seen. Hang in there, there is loads of help on this forum x x x

Evening, An update, I have spoken to previous owner, He has promised to repay all monies laid out for car. I am awaiting his proposal on how he is going to do this. I wont hold my breath. At the moment I dont know where car is. So dont know which auction it will be going to. No reply from LBL as yet re my response to the letter to me. Again I wont hold my breath. Have had a good weekend and not thought too much about it. I refuse to let them ruin my social life as well through worrying. x x x x

Cant you just tell everyone is watching the football, Its like the Marie Celeste on here. LOL Hope everyone is having a fab night. Even if they are playing like girls x x x

LOL, I will do that straight away, And pretty please, if anyone has it in writing about the 8 yr rule I would most appreciate it. I need to follow up a letter to LBL. And I am most certainly going to do what you said in Pm. I will have a go at taking them on myself until the sale date. Then I will try and find out where the car is. I will go to sale myself. And when I see the new owner I would be more happy to tell him myself about everything. x x x x

I really want to hit LBL where it hurts, even If i give up on car puerly down to finances I still would like a the fleas of a thousand camels to, you get the idea. And so on. And I would like in someway to be involved in bringing about there demise. I will help in any possible x x x

And by the way, I dont actually want the ex husband coming home. I wonder if LBL will take him in part ex.

Right, breath, calm, ok. I have fired a letter off to LBL stating my position on the matter. I have told them I will NOT be handing any docs over and I have told them about the 8yr rule and that this makes the BOS void. I have told them I have taken advice from solicitor and that I want a copy of the BOS. I will probably have more chance of my ex husband coming home than I have of the car coming home. I am sooooo pleased I did not have new gear box fitted.

Update, I am stuffed, Spoken to solicitor and they have said because of value of car it is not worth pursuing, and I have spoken to trading standards and they said LBL are entitled to the car. And I would have to take it up with previous owner. But I am still not handing car keys and docs over. They can sell the car in the ring and get feck all for it. I give up. Good luck everyone else with your cases. I will chase the previous owner, I just hope he has not been thrown out of army.

Eeeeekkkk, £201 an hr for the solicitor I just rang for advice. I am losing the will to live here. I thought I might try someone who will know what they are talking about. B*****ks

Hi, Thank you for that, Could someone point me in the direction of the 8yr rule please. Is it in writing anywhere. Just trying to make things a tad easier for my solicitor, whi I dont think is totally au fait with things like this x x

Omg. did not realise that they were part of Nine regions that I have reading so much about on here.

Good Morning all you lovely people, I have today received a letter from LBL, Dear Mr ***** ( I am a Mrs, There is no Mr) Agreement No****** Vehicle Reg **** *** Please be advised that the vehicle detailed above has been repossessed by our agents on the 16/06/2010 due to non-payment of a loan agreement secured on it. This vehicle will now be held in secure from the date of the vehicle was recovered to offer you the opportunity to reach an agreement with us. The storage will be charged at £14.10 per day period. If you are unable to reach a satisfactory agreement with us in this time we will put the vehicle forward for sale. If you are unable to make payment to us please provide us with any keys you hold for vehicle, and any MoT certificates and / or service history you have for the vehicle Yours sincerely Signed ********* repo dept

Ha ha ha aha, splitting my sides laughing. NOT, Spoken to a young man from LBL. Would not/could to to data protection discuss account with me. He said i could get my car back if i paid the cap fee of 1,100. I asked him how the new owner would be able to register if they dont have up to date docs. He could not answer me. I told him LBL will only get scrap value for car, which is about 250. I am quite sure the previous owner will go get help with his finances through MOD. And I think i will get purchase price back from previous owner by getting it knocked off his wages. The army do take a dim view on things like this. LBL after saying they could not discuss the account told me when their interest in car started. November last yr. He said he could not understand how I managed to get a new set of docs from DVLA. Methinks some digging needs to be done. Quite an arrogant young man really, his name has been mentioned on here before i noticed.

Thank you everyone x x x

Hi peeps, Been back down to police station, as lovely as the chap was and he did try to be helpful, but he was totally unhelpful as in the fact he told me it is a civil matter. I said I would probably be putting a stolen car report in. He said he would be unable to accept it. As its a CIVIL matter. And basically LBL had a right to take the care, although their tactics are somewhat dubious. It also seems some solicitors are not on the ball or have much experience with this type of thing. Head,wall and bang come to mind x x x

Thank you, I did jot give up the keys. The repo man had a spare set. I still have my keys. Right i have some ammunition to go to solicitors with now. Wish me luck in finding a solicitor.

Hi, trooper68, could you possibly have a quick look at my thread and see if I am asking the right question to solicitor please, Thank you