no i have lived at my address for 20+years

  Here is a copy of the letter i am planing to send to both cornhill and theInsurance ombudsman My motor insurance policy was cancelled by Corhill Direct, after sending out letters informing me of problems with account via first class post only. I did not receive any of the letters until 16 February when they delivered at my address bundled together with an elastic band. I have been informed that these letters should have been sent by registered post to make sure I was aware of any problems, and to give me the time to pay or to obtain alternative cover. The cancellation letter was also only sent by first class post the day after cancellation according to the dates on the letter, again only received on the 16 February 2007.   breakdown of the letters recived on the 16 feb2007 all bundled together with a elestic band! 16 February 2007 In the post I received that morning was a bundle of three letters from Cornhill Direct Letter 1 Dated 16 January 2007 This letter informed me that my Bank had rejected my Direct Debit Instalment, and it was essential that they receive payment of the outstanding amount of £23.77 within the next 14 days If they did not receive payment within this period they would assume that I did not wish to continue with the policy and would arrange to cancel the cover provide3d 14 day from the date of this letter. This letter was signed by Syju Anne Philip Letter 2 Dated 01 February 2007 This letter referred to the correspondence dated 16/01/07 and they noted that they have not received the requested payment therefore I was advised that the policy has been cancelled with effect from 30.01.07 Also this letter asked me to return my certificate of motor insurance without delay. It also states if my vehicle must not be used on a public highway until I have obtained alternative cover. This letter is unsigned Letter 3 Dated 01 February 2007 This letter is a confirming that the policy has been cancelled with effect 30/01/2007 and also asks for the sum of £215.37 which will be taken from my bank account by direct debit 10 working days from the date of this letter. All three letters had been sent in a first class pre paid envelope with no post office tracking. When I phoned the company and explained what was happing, all the call centre worker was concerned about was the recovery of the cancellation charge and was insistent that I paid by credit card now. 21 February 2007 Received another letter stating that the bank had returned my direct debit instalment of £215.37 and this amount was still outstanding and I have 14 days to pay. This letter is singed by Dev Kumar 26 Feb. 2007 Called Cornhill again after receiving advise about the situation, which was the letter dated 16 February should have been sent via registered post, and the cancellation notices should have given me seven days to arrange cover before cancellation and also should have been sent registered post, The fist person I talked to was unable to help and keep insisting there was no telephone service to the complaints department, and also keep asking when I will be paying the outstanding amount. She eventually transferred me to another operator, who was also unable to help me so she transferred me onto another person. This person also stated they were unable to take complaints over the telephone and I must write to them via the Insurance ombudsman I would like them to cancell all outstanding amounts they say I owe to them due to no fault of my own as i was unable to act on any letter due to late delevery, and they can not give me any proof of postage or recipt. Also I would like themto repay my bank charges on the attempt to take £215.37 from my account. Also remove any and all default notices on my credit report Can you give me feedback before i send

Have called them and after getting the runaround i now have to make a written complat as they have no phone complants department??? the fight will go on anybody have the email address of the charman.

as its states in the cancellation letter which states that the car insurance was canceled on 1ST Feb 2007 "As explained in the cancellation scale under the general terms and conditions of your policy, we respectfully request this payment by cheque or credit/debit card within the next fourteen days." the terms and conditions states i must pay in full for the full term of insurance if i cancel the policy and they have the right to charge any and all premiums i have not yet paid. this is tucked away on page 14 (the back inside cover) of the pack they send to you and is not on any of the documents you normally read as it full of information like their meaning of words, how to make a claim, tips for keeping your car safe, and how to get extra insurance for travel outside the EU the full amount is £215.37 I have also to send in my certificate of motor insurance in order to comply with the road traffic act 1988

Cornhill have cancled my car insurance after they said they sent to me a letter saying my d/d had not been payed and i had 14 days to make a payment. I never recived such a letter but since they say they sent it ( They dont send out important letters such as this by any form of registed post although they demand all letter sent to them sould be!) and now i must pay £240 in the next 14 days as cancellation fees. As i am unemployed this sum is way outside my means to pay Want can i do .........

Sent my claim today for £4500 plus interst today hope to here back from them soon.

they claim to be the collection agancy used by CDF ( Career Development Finance Ltd) have a ref (uk)oft.ccl 481332

Have received a copy of the loan agreement from this firm but i have found its has changes and has information missing. Can i claim against this as the information changes make the agreement void? loan amount changed from £2925 to £3925 ( Not sure which was written first or second) also selected method of payment not filled in also signature look dodgy

we need more protection from these people who think the law does not include them signed

Started my pathway today after weeks of phone calls at lest twice per day from them, (they even told my 15 year old duaghter if i did not call them within a few days I would arrested and spend a few days in prison). A quick recon on my account which has a £ 200 limit is £500.

i da ie tion in as ey are phoneing me a lest twice a day depited requesting seval times they dont call me agin both verbaly and written.

sent my email hope one more will get things moveing soon

hi just started out with my claim put over the last few mounths they have been chargeing me over £ 300 per mounths as i have become to sick to work and things have started to go wrong so i expetc i will be claming back quite a large amount