IdaInFife
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Everything posted by IdaInFife
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can i just say as well - this is a small claim and not summary cause - there is a difference of what is expected I would go to the scots court page and and heck the guidance notes it seems you may have read the summary cause rather than small claims
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Did you have an account or are you saying this has been set up in your name fraudulently?
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Friend had purchased the tablet from Argos. It was confirmed there was a manufacturing fault where the Nook would overheat and switch off. Still within warranty but an Argos employee advised them thats as they had it over 90 days would need to contact the Manufacturer. Barnes and Noble organised collection and they received it on 02/10/14. After many emails B & N advised it was out of stock and they would need to wait for a replacement. Friend then asked for a full refund at the end of november and it was flatly refused and that's where they asked me for help. Sent an email to Argos to advised that they had given incorrect information and it should have been argos that dealt with it. On receiving the confirmation of purchase Argos refunded in full
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How did the meeting go fwog?
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This may apply to rest of UK but not in Scotland once a charge for payment has been completed
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Hi Mrs Urban, As it has got this far, there is nothing that can be done. For this to have happened, Walker Love would have sent you a charge for payment and if no response or agreement is reached this then enables them to apply for the power to arrest wages or bank accounts. If action had been dealt with at the charge for payment stage, then you could have argued undue hardship and/or applied to try and protect things like DLA and child benefit and negotiated a payment plan that suited you and would be manageable. It's probably not what you want to hear but if you need help with any remaining negotiations for any balance that i left then we can try to help.
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I will check but am sure you only send your response to the court and then they send a copy to the pursuer.
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non delivery of ebay items being reported 9 weeks late
IdaInFife replied to mrscinna's topic in General Consumer Issues
Agree with Ray ^^^ But Ray am removing your last comment, you know why ida x -
Hi Beetle Sorry just caught your thread and see you would have already been at court. Where we at now?
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I must say you are really really lucky the have not added the interest. The SLC are notorious at being slow chasing up the debts but they will be aware they have a decree so will know that they can take their time. I would be biting their right arm of to get this settled to put it to bed before they remember to add the interest. There is no reason not to offer a partial settlement if you are in a position to do so but just remember when doing so the full and final settlement included that they can not then come back for the rest
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There is no template for a defense as you have to answer/dispute the points in claim you have received. The answers are within the links: If you read this one you will see a good formatted defense http://www.consumeractiongroup.co.uk/forum/showthread.php?203294-Halifax-formerly-Bank-One/page2 IF you are going to defend this, you will need to make time and do some leg work. Once you have written your defense you can post it up
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Did you read any of the links previously given? What have you got so far?
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Hiya, As dx has already said they have already transferred onwnership which is very easy to do and therefor within rights to seek payment. They can seek enforcement by any which means, most likely you will receive a charge for payment unless you have received this already? This, if not responded too, allows them to make and attachment to earnings or bank account. How much different is the payment to what they are asking for to the original amount?
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i would get it in beforehand
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You would need to request these via an Incidental application
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If sky cancel the services plusnet can no longer take them over so you would be without service after sky cancel then plusnet will take 2 weeks to provide a new line with a new number. I think you may be reading into it too much. If you still want sky to cancel the line then call them back up but your order from plusnet will stop and cannot be requested until the services have been ceased by sky.
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If only
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Its a breach of data protection.
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Just received an award of compensation and letter of apology from SP that was agreed through the ombudsman due to them not responding to my complaints. I would escalate to ombudsman if you have already raised a formal complaint without any satisfactory response.
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forget about sending a cca to anyone now - thats in the passed concentrate on court docs
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I Think PR has covered all your bases and as PR says we can only guide you, it is up to you to do the leg work and read and read and read. Make sure you understand every point. As long as you are prepared to put the time, effort and details into it then by all means you will get all the help you can.
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For ordinary cause action you will need to do your homework as it is not as straight forward like a small claims. http://www.consumeractiongroup.co.uk/forum/showthread.php?180427-rrfcfan-in-court-with-WF-All-on-again http://www.consumeractiongroup.co.uk/forum/showthread.php?165649-Citation-Received-Clydesdale-bank-Credit-Card&highlight=ordinary+cause http://www.consumeractiongroup.co.uk/forum/showthread.php?203294-Halifax-formerly-Bank-One&highlight=ordinary+cause http://www.consumeractiongroup.co.uk/forum/showthread.php?358829-Intial-Writ-In-the-face-of-a-S78-Dispute.&highlight=ordinary+cause you need to decide if you feel you have the time and ways to manages this
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is it small claims, summary or ordinary cause? small up to £3000 summary £3000 - £5000 ordinary over £5000 you will need to apply for IA asking for documentation
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In my opinion a post 2007 online agreement they will get no problems and putting all your hopes on them not having this will crash. - never seen one not produced however: when is the return day ?
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you had posted in the scotland forum i have moved it from there as the process' are different
