IdaInFife
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Everything posted by IdaInFife
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do you have other debts?
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well the court will probably allow them to claim 8% per annum so for ease sake the first year interest would be £640 and you offer to pay £60 you would never pay it off
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agree with DX
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http://www.consumeractiongroup.co.uk/forum/showthread.php?428590-You-have-received-a-Claim-**ISSUED-IN-SCOTLAND**-What-you-need-to-do
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GHD themselves are normally quite good company to deal with Get in touch with your supplier first and see what they say then get in touch with GHD themselves
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I have to agree with Conniff, If it has been a much larger period then that's different
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That is not an online agreement. That is a copy of their microfsh details for you an online agreement should show you application details with a tick box rather than signature ( i cannot see this so excuse me if i am missing it) how do you know there are changes?
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TalkTalk Cancellation Charges - Help Needed
IdaInFife replied to neil6534's topic in Broadband and other Internet issues
Did you keep a log of the online chat? -
Its so disappointing that such a simple thing would cause you to cancel - First call, first time resolution should be the key here and they failed.
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Good Luck for tomorrow. Lets us know what happens and pay attention to what the judge says as they can give clues
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Capital One - Arrow Global - Shoosmiths
IdaInFife replied to hairy's topic in Dealing with Debt in Scotland
Have you asked for all paperwork to be produced? Just like a SAR but as its now at court you can ask for the same for free. You can request all the info through a IA -
There is not much you can do if another lender has declined. Normally this would happen of there is not enough equity to cover all three
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Hi Janis, I was meaning would try and get something to link too. There does not have to be an actual charge on a property for the secured loan. Up here the secured loan is still under "secured rules" which means that they have 20 years to enforce for payment. Creditors are likely to apply to court for an inhibition order which prevents you from selling your home until the debt is paid which has to be renewed every 5 years.
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gonna see if it can get confirmation either way with something from previous case
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They would only apply for a charge once you have failed payments so thats' what they will be looking for now so you cannot sell unless you pay up.
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most of the companies included " prices may vary" and can only increase you payments no more then 10 % on your contract period. its all about what in your t&c's but most want to keep you so always worth a call
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108. Accordingly, I conclude that Reg. 7 requires *a copy of the executed agreement in its original form *as well as a statement of the terms as they are at the time of the request." "SUMMARY OF FINDINGS: 234. (4). If an agreement has been varied by the creditor under a unilateral power of variation, the creditor must still provide a copy of the original agreement, as well as the varied terms."
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I have edited post as i have just read the full thread. This is a secured loan so the SB rules are different its 20 years not 5
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If its showing £32.01 I am assuming your bb and talk are not active yet
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what tv package is it? any multiroom>?
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The would not send out a motion to oppose just to dispute a sb? or any defense that i have ever seen what does the motion actually state?
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any update Argyll?
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DanixR how did it go?
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what are the reasons for the eviction?
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Just to reconfirm yes as above will be £15
