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Don't know if this is relevant or not, my friend's sister works for a bank and my friend told her all about my campaign to get my charges refunded and this site, and asked her is she was aware of it. She said they have been snowed under with requests for refunds, her bank have been told that they are to stall as long as they can but then pay up at the court stage as there is no defence really. She also is in total agreement with this site and what we are all doing and told my friend to tell me to go for it! She also said that it costs £1.20 in costs to the bank if a DD or cheque bounces so she thinks the £30 odd quid we get lumbered with is appalling.

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Can you tell us what bank she works for? That would be really helpful!!

 

Thanks for the info

Advice & opinions given by Woolfie are my own, and are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I'd give short odds on Lloyds ;)

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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He shoots, he scores!

 

In all seriousness though, thanks for that snippet - pretty much confirms exactly what most of us thought :)

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Just a lucky guess, plus it seems to be exactly what Lloyds have been doing, judging on the ongoing claims on the Lloyds forum :)

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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Michele, do you think your friend's sister be persuaded to become an ex-employee?:)

 

She could then comply with Stonelaughter's suggestion!!

 

We could find a job for her, couldn't we gang?:D

 

Elsinore

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