Advice needed please

[Tinkerbelle]

haha Go get em!

[CheeseOnToast]

Right due to Family commitments I have been unable to make the case on time.

 

But I just submitted now........ here we go!!!!

[Guest Lueeze]

Kewl!

[CheeseOnToast]

Good news everyone - DG sent me a letter yesterday! Can't discuss specifics because of the confideniality thing

 

Can someone please advise me, they offered the full amount of charges back but not with my £120 court fee on top??

 

I'm not trying to be greedy but it seems bad on principal, should I be requesting the court fee on top or just take it run (which is what I feel like doing!)

[Tinkerbelle]

Ask for it back It was done AFTER you submitted claim, so they have to cough up.

[CheeseOnToast]

Do you think I should give them a call to request it (as it's a reasonable request) or keep it to writing?

[CheeseOnToast]

EDIT please see post below

[CheeseOnToast]

Right I need some advice, please forgive my stupidity.

 

HSBC do appear to have offered me the full amount plus my court fees. They have however not included the interest charges.

 

I have looked at my moneyclaim online court summons to them and although I have noted the amount of interest in the description of the claim, it is not listed under the Total Amount Claimed box on the bottom right (I am assuming I have balls'd up the inputting) - So have I screwed this up as far as claiming the interest goes??

[neilloffhagen]

it is not listed under the Total Amount Claimed box on the bottom right (I am assuming I have balls'd up the inputting) - So have I screwed this up as far as claiming the interest goes??

I haven't actually submitted my claim yet, but have filled the online form in ready, and as far as I remember it does say you should add the interest in, so the total amount claimed should include the 8% interest. If you didn't include it there, that's why you haven't been paid it, even though you put it in the description part. I don't know whether you can get it back or not now. If you're really concerned about the interest (it can add upo to quite a bit) suggest you need to phone the court and ask them. Unles anyone else here has had similar experience?

 

Neil.

[dave]

Personally, I would refuse the confidentiality thing too.

 

Why should you keep quiet about them giving you YOUR money back?

 

Bribing you to keep quiet with your own money...?

 

Nice. I'm damn sure I wouldn't be bought with my own cash - if they want confidentiality then that's a seperate commercial agreement and one that you should be paid for.

[Bookworm]

I would think that since you haven't accepted yet, there's nothing to stop you contacting them, and point out you want the interest as well.

They can say yes, in which case all hunky-dory, or they can say no, in which case you say: "ok, see you in court then", then go back to Moneyclaim, alter your claim to include interest.

It will cost you £35, NON reclaimable, as it's your f***-up, but if, as I'm guessing, interest is in the £100 +, you'd still be quids up. You can point this out to HSBC before you do it, don't forget they have a duty to try and stay out of court as much as you do, so once you show them you know you can alter your claim, and that they'll have to pay it anyway, they may well give in.

 

Incidentally, until you have accepted confidentiality, you can blab to your heart's content. (And I agree with Dave, but that's a different story).

[CheeseOnToast]

The interest adds up to £350! lol

 

Guys, once again, you have been absolutely fantastic - Thank you for taking the time to reply to me I know you are very busy.

 

I will give them a bell now this morning and see what they say about it.

 

Should I dispute the confidentiality or is that likely to drag things out even further? How would I go about it if I did, write back when I get the offer for the amount I want and say I accept the offer but not the confidentiality agreement and see where it goes from there?

[CheeseOnToast]

After speaking to them, I faxed them a letter requesting it formally and today I got a settlement letter for the full amount.

 

To be honest I didn't want to bring in the confidentiality problem because I am up to my neck in currently going through a new mortgage and this will cover nearly all the remaining debt I have when it's done.

 

THANK YOU CONSUMER ACTION GROUP!

[CheeseOnToast]

But then again I have second thoughts about letting them have one over on me

[CheeseOnToast]

This topic was closed on 03/06/19.

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