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Charging Order - Help Needed PDQ!


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Oooo, thanks for bumping this up Cit, I new there was something I meant to do this week - update this thread :D

 

Well, I must’ve upset my “mates” in Salford with all this digging up and they tried a standard nastygram on me.

 

Basically, the letter said that they had been assigned the benefit of my account from the OC and that the debt had been secured against my property by way of a legal charge and stated that “reasonable payments will need to be made or their clients may consider alternative methods of enforcement including making an application to the court for an order of sale”.

 

“To avoid further legal action being taken ………contact our Litigation Dept staff today on 0161…….”

 

As in was still in touch with my “Very Nice Man” at the College of Law, I sent him a copy of their letter (although I knew they didn’t have a hope) and he drafted a letter for me basically stating that they had agreed to the Variation Order under which I was ordered to pay £X a month off the debt and I have been paying this amount regularly since the first payment ordered by the court and not missed a payment.

 

I popped a copy of the Variation Order and a copy of their nastygram in with the letter from my VNM just for their reference and asked them to update their records accordingly :rolleyes:

 

Unsurprisingly, I never received a reply :rolleyes:

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hi brassed off

 

your mates at "salford" must live where the pigs fly to even threaten order for sale in relation to your case.

 

i have yet to a see a dj grant an order for sale in relation to a charging order due to balances and costs involved.

 

as long as you keep to to vo, they can't do any enforcement or if they do it will be laughed out of court at any attempt.

 

n.b. any decent advisor/legal professional will happy tell you that the only real method of enforcement once a fco has been granted is a attachment of earnings and you have nulified this by your vo.

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n.b. any decent advisor/legal professional will happy tell you that the only real method of enforcement once a fco has been granted is a attachment of earnings and you have nulified this by your vo.

 

Thanks for that Bigpeter, I didn't realise that a VO nullified an AoE.

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Ooh, I think I want a very nice man from the College of Law as well. :D

 

That is good news you have someone who can help out.

 

A variation order is from the Court isnt it?. I cant see a Judge changing it as you have been making the payments. Seems like your "mates in Salford" are living in cloud cuckoo land :p

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Thanks for that Bigpeter, I didn't realise that a VO nullified an AoE.

 

a vo changes affects the original ccj and varies either changes it to installments if a default or changes the ammount needed to pay each month if it was an admitance.

because it changes the original ccj, only if you fail to keep to the v.o can the dca/claimaint seek enforcement of the judgment debt.

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I think its time you told your mates in Salford that you are a good pal of the famous DMD and that if they dont wise up that you will have no option but get him involved in your case. They should get the message.

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