Help Needed - A+L, Wragge & Co and Me

[ans157]

Hi this is my 1st post so please bear with me..

 

I am now at the stage where Wragge sent me a copy of their defence and my online moneyclaim can no longer be dealt with online but at a county court.

 

I recieved the blurb in the solicitors defence letter about insufficient particulars of claim etc and I am going to send them a copy of my charges and copy bank statements but I was wondering if any one knew or could explain what will happen next:

 

What county court it would be in

 

Can I send the paper work to the court before I get there

 

How much longer roughly this will take

 

How much I have to pay now in court costs (£700 claim)

 

The likelihood of them even going to court

 

This is really starting to get me down -because of the charges in December I fell behind with my mortgage payments and need this money to catch up with my mortgage who are breathing down my neck!

 

Please help

[stripeuk]

hiya the "insufficient evidence" seems to be a pretty standard defence! I take it you sent the A&L a schedule of what you were reclaiming and that when you filed your money claim on line you also sent a written letter to them asking them to attach the spreadsheet to you claim? if not you need to do this now. Also, I sent yet another copy to A&L and Wragge pointing out that this information was included with my original correspondence and filed with my claim and the information came from copy bank statements taken from A&L's computer. The claim will be transferred to your local court. Mine was sent to Brighton 3 weeks ago but I have still not received a date, guess they have a backlog!

 

so with regard to your mortgage settlement will ot be a "quick fix" could you maybe contact your mortgage company and ask them to come to an arrangement whereby you woud pay a little extra ech month untill you catch up?

 

good luck, Lisa

[ans157]

Thanks so much for this info - it really helps - I will send the charge schedule and correspondance to A+L and Wragge & Co I have also incurred another two chrges since my original claim - do you reckon i could include those too?

 

Thanks again