Soniam1981 V's Lloyds TSB

[Soniam1981]

Thanks for the advise. Friday is the deadline. So should have something in the post by early next week. Will keep y'all posted.

[Soniam1981]

Got a letter from the court this morning saying that Lloyds intent to defend the whole claim.

 

It now states that they have 28 days from the date of service of the claim form with particulars to file a defense. SO that means that they have 28 days from the 1st of June which will make the 28th/29th June for them to enter their defense.

 

Can anyone tel me what happens then? Will I get a court date? Should I start to prepare my bundle? Anyone sense a hint of panic in my post? Well you'd be right. But i know they are probably expecting me to feel this way and back out But that is not going to happen. I have everything to gain and nothing to lose.

 

A little advice would be great. Anyone else out there had a claim succeed in the Reading County Court?

[BARTY]

Hi

See my post 25 above.

You will eventually get a Court date, so have a read of the following link, you could be having a look at the Court bundle, but I wouldn't be printing anything off just yet:

http://www.consumeractiongroup.co.uk/forum/guidance-notes/64911-got-court-date-guide.html

 

Barty:)

 

[Soniam1981]

Thanks for your post Barty.

Just read the bundle link and the one you provided. It states that I should have a copy of my Terms and Conditions. I have had my account for 13 years and no longer have my T's and C's. Is there anywhere I can get a standard copy? Or could I pinch a photocopy from someone? Thought best to start gathering bits for my bundle ready for when I need it.

[Soniam1981]

It is now 4 days since LTSB should have filed a defense. I have received nothing in the post from either the bank or the court to say a defense has been submitted. I thought I would have received something either in Fridays or Saturdays post, but nothing. And this morning there is still nothing. Should I wait longer to see if it comes tomorrow or should I file for a judgment now?

[BARTY]

Hi

I would give them until the end of the week, have a read of this link:

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=13

 

Barty:)

[Soniam1981]

I WON!!!!

 

I called the court today and they have not received anything from Lloyds and have instructed me to file my Request for Judgment. So that means I won by default.

 

Thanks to everyone who offered me help and advice I got the result I was after and didn't even need to go to court.

 

My advice to everyone claiming from Lloyds......"Don't be intimidated by them. Just because they day they are going to file a defense, doesn't mean they will. Just stick to your guns"

 

Thanks everyone!