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stonedecroze v halifax 2


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hi Stone just been reading through Your letter :) ,, hope it goes well for you ,, yea i read about test case being delayed due to judges other commitments lmaoo ,, is that a joke he had plenty of time to sort things out ,,

take care hugs xoxox

 

 

Hope it doesn`t mess my hearing about, I`m looking forward to meeting Judge Laws again. and how are you DK?

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

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Get onto channel 5 Martyn Lewis is on about bank charges

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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i hope not also Stone ,, im good ty have got interview tomoz for permanent job yeyyy so lets hope it goes ok for me :) ,, also hope You get a win on your profile soon , would be great :) cant see tv lol matty put sky in his room so will wait til i see on forum some where :)

 

hugs to you and Marion xoxoxox

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Well its back to sitting on thumbs for a short while. Bundles sent of to Howards legal lot and court, so sit back and wait to see what happens next, if anything. give me time to have a go at new campaign Stone v DHL see if I can get money back from them.

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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lol stone do you think there is therapy for cag addiction:o :D

 

 

I was thinking about becoming a TV star. !!!!

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Time for another update, keeping track of where we are.

 

23 April 2007 S.A.R - (Subject Access Request) posted to branch

24 April 2007 S.A.R - (Subject Access Request) delivered

24 April 2007 S.A.R - (Subject Access Request) passed to Head Office

13 June 2007 LBA for noncompliance sent to branch

14 June 2007 LBA delivered

14 June 2007 Noncompliance sent to Information Commissioners Office

20 June 2007 Reply from Information Commissioners Office

21 June 2007 Charges list received from Halifax

25 June 2007 Request for payment sent to branch

27 June 2007 Request for payment delivered

30 June 2007 Thank you for complaint letter from Halifax

02 July 2007 Thank you for S.A.R - (Subject Access Request) letter received

05 July 2007 LBA sent to Leeds address

19 July 2007 Same list of charges received re

Information Commissioners Office complaint received

20 July 2007 N1 issued at Court

24 July 2007 N1 deemed served

26 July 2007 Email to Information Commissioners Office re partial compliance

26 July 2007 OFT test case announced

27 July 2007 Letter re partial compliance sent

requesting statements and copies

of all letters

31 July 2007 Email reply from Information Commissioners Office

01 August 2007 Letter from Halifax informing me

test case

14 August 2007 Request for Judgment filed

16 August 2007 Defence received from Optima Legal

services

17 August 2007 Notice of Acknowledgement recieved

from court, filed 30 July 2007

19 August 2007 Email to Information Commissioners Office re continued non-

compliance sent

26 August 2007 Notice of stay applied by Proper

Officer received

31 August 2007 N244 application for stay to be

set aside filed.

02 Sept. 2007 Request for Judgment returned

because of stay

09 Sept. Email sent to ICO re non compliance.

09 Sept. Repy to email from ICO received

18 Sept. letter from Halifax saying will apply for stay.

18 Sept. Letter from Court requesting further payment for stay hearing.

18 Sept. paid above. Hearing set for 13 Nov. at 15:30

01 Oct. Request sent re hearing rescheduled due to booked holiday.

30. Oct. Hearing rescheduled for 29 Jan. 2008.

19 Jan. 2008 Bundle sent to Optima and Court.

 

 

Hopefully next update will say "**won**" :D:D

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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If CAG were to publish it Tils I would donate all royalties. Do you think it would be a best seller? :):):)

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Has the test case started yet and if so any news?

28-05-2007--Received Schedule of Charges.

03-06-2007--Prelim sent.

12-06-2007--Reply - Thanks but charges lawful!

19-06-2007--Sent L.B.A. & Schedule of Charges

NOTHING RECEIVED AFTER 14 DAYS

05-07-2007--Phoned Halifax to discuss account. Still standing by charges.

13-07-2007--Filed N1 in Hull Court :wink:

20-07-2007--Halifax deemed served.

25-07-2007--Received offer £280 as Full and Final settlement.

27-07-2007--Sent rejection letter recorded delivery

03-08-2007--Rang Hull Court, nothing received from Halifax

04-08-2007--Sent Pre Judgement letter.

10-08-2007--Defence received from Halifax

13-08-2007--Judgement Request sent

24-08-2007--Claim stayed at Hull Court

31-08-2007--Applied for stay to be lifted

12-10-2007--Hearing for removal of stay on 31/10

31-10-2007--Removal of Stay struck out

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You can also follow the progress on Legal seagulls ( if you dont mind the CAG sniping)

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Share on other sites

should read legal beagels not bagels super_smilies007.gif

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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although...........................

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Share on other sites

Hi there old freind,

 

Just nipped in to wish you all the very best for your court case.

Lets hope you have some good news, its about time you had a result for all the hard work you have put in.

 

Will be thinking of you and keeping fingers and all other bits well and truly crossed for you .

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Tyvm for your good wishes OF, I am quietly confident as the football managers say. Where have you been hiding of late?

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

Link to post
Share on other sites

Just noticed a NEW SHINY!!!!!

 

THANK YOU ALL

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Hi Stone

 

Thank you for the clicky thing.:D

 

Not really been hiding anywhere but every time I pop in lately there doesnt seem to be much going on. Its all too quiet since this test case reared its ugly head.

 

Im just waiting to see how long they are going to drag this out, Heard it could take anything up to a year , all in all, perhaps even longer:o .

I mean they are bound to appeal if they lose aren't they.

 

Before I forget I fell about laughing at that "letter" supposedly from the "mature lady".

 

If only we could treat them as they treat us.

 

Last week I was on the phone to my bank (about another charge) and I was put on hold for 20 mins . I was so miffed, to say the least. that when at last I did get to talk to a real live person I askedhim to hold on and then I started to hum a tune down the phone for about 10 mins before I actually spoke to him.

 

I know it cost me more , but I got a laugh out of it anyway thinking of the poor lad sitting there listening to my rendition of "my heart will go on". Took me all my time not to burst out laughing. He didnt sound too pleased when I did speak to him . I WONDER WHY:rolleyes: .

 

Anyhow enough of this frivolity, not long now eh for your path to glory.

I really hope you get what you deserve and come out of there smiling like a cheshire cat.

 

GO GET EM TIGER, GGGGGRRRRRR.

 

Regards :) Good Luck.

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi all

Just to let you know that I attended court yesterday which was, as far as I am concerned a complete waste of time.

Bear in mind that a judgement of default was entered against Halifax on the 3rd October. On the 10th October a warrant was issued against the Halifax.

Despite this and also the fact that I am experiencing financial hardship, the judge stated that her hands were tied because of the test case. However, Halifax's solicitor requested the default be set aside and it was granted. Has anyone else had this experience or was I just unlucky with the judge?

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A bit of both I think songwriter. Not many stays are getting set aside, but you were unluky in getting judgement set aside. As soon as test case is sorted out , go and file for your judgement straight away again.

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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