Daughter vs Halifax ***WON***

[Firglo265]

Seaside lady I have just spotted your posting tally

1,613 !!! well done.

Where do you find the time I'm usually trawling this site from midnight onwards

[sea-sidelady]

Any spare time i get i come on here. I dont seem to sleep any more ..

 

I had loads of help when i first started, and i was so grateful that i decided once i had won, i would stay and help. And so thats what i did.

 

But i did join last year!!

 

Then my family decided to let me do theirs (kind of them .. )

 

So at the moment i have about 12 claims on the go at different stages.

Between several banks and credit cards.

 

Out of them all halifax is deffinatly the best to do. (won 3 halifax so far)

[salisburyowl]

Any tips on Alliance and Leicester sea side lady?..starting my brother off on his way. I've heard they can be nasty.

[sea-sidelady]

They are dragging it out.

 

A load of us have recieved defense paper from a solicitors firm. Saying we didnt give certain details...blah blah.

 

Obviously they have just printed a job lot. So just waiting for a court date and the Allocation Questionaire.

But dont worry about them, and by the time your brother gets to this stage hopefully all this messing around will be finished.

[Firglo265]

Ironically I have started to do another claim, again family member,

I think Ill be the one that goes grey first !!

 

I had a natwest account , now closed, when I sent off for statements

I found three charges total £75, I might pursue that one

[sea-sidelady]

You might as well go for it.

 

Better in your pocket than theirs..!!

[salisburyowl]

cheers superstar

[sea-sidelady]

Your welcome.

 

You can always give me a shout when you get there.

[Firglo265]

Well, out of the blue just before we went to file for court

They wrote offering half of what they owe, in the letter is a phone number to ring if we are unhappy with the amount,

We will ring tomorrow. It looks like we are going to get the charges back

Hope we arent counting our chickens ect !!

[Firglo265]

Well we rang the number and after a bit of discussion it ended with

them offering £400 short of the full amount --- We refused it !!!

They said think about it over the weekend and they will ring back.

So tuesday morning we rung them and said unless you pay the full amount

by twelve oclock we file at court, at 11.45 they rang and agreed to pay the full amount, The amount offered in the letter will be in the account

in the next few days the rest within 14 days.

 

It looks like we have done it but the celebrating wont start till its in

the account, but have to say its looking good

[sea-sidelady]

Its sounds very promising.

 

Let us know when it appears...

[Firglo265]

Hi SSL Will do, are there any instances that you are aware of, where they

have said they will pay and then haven't done?

[sea-sidelady]

No, They are nomally very good at paying out.

[Firglo265]

Yabba Dabba Doo !!!

Paid into my daughters account yesterday the full amount.

and we didnt have to file at court !! :D

 

My advice to anybody reclaiming, read the FAQs,follow the step by step guide, hold your nerve and ask on here there is a lot of help available

Especially near the seaside.

 

Thanks to all concerned a donation will be on its way

[dolphin939]

Well done did you get as far as filing n1 x

[Firglo265]

Thanks dophin939.

 

No just the LBA , we received a letter a few days before offering half,

we refused, then we rang them using the number in the letter.

Even though they offered 400 short of the full amount we still said

no. We left it over the weekend then rang them on the Monday morning

and told them unless they rang us before 12 oclock that day offering to pay the full amount we where going to file at court, it was a twitchy couple of hours but they rang before 12 and the rest is history!!!!

[sea-sidelady]

CONGRATULATIONS..!!!

 

That is fantastic, it is nice to see some are still getting paid before filing.

 

Thankyou for the donation..

Dont forget to do the survey.

[Firglo265]

Thanks SSL for all your help.

I know this wasn't as complicated as some, but, you always responded

when needed which meant a lot to us. Keep up the good work,

it does become addictive though I have one other claim going through

and another being prepared so I will be back !

[tel.gibo]

can you tell me which is the best letter of action and how to word it please. i want to send it to the halifax

[Firglo265]

Hi tel.gibo

 

Which letter do you mean? the one asking for statements, Preliminary or

Letter before Action ie court,

 

We used all the ones on here(templates) and followed the steps in issuing them.

The wording is pretty straight forward

Try this link

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

Then use these templates

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

Good luck