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thio v abbey


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hi:D , nervous claimer here:-| , sent sars to abbey dated 9th march found out from this site that weekends included in the 40days are bank holidays also included in the 40days, still waiting to hear from abbey if nothing heard will send letter of compliance i guess ! watch this space:p

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hi there things are starting to move got the letter from pam speed today, the last 14months individual duplicate statements to be sent in 5-7 working days of the date on the letter. They cannot provide computer print out of previous transactions as they are micofiched so will send list of archived transactions. I smell a fish already as she does not mention charges only archived transactions, we,ll wait and see, oh! and the usual blurb about `manual intervention`

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  • 2 weeks later...

posted non compliance letter this morning sent by special delivery, shudda waited got microfiche today the 41st day post came while out posting non compliance letter can claim postage i believe oh well gonna go wade thru microfiche and compile schedule of charges;)

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hi theo,

I am like you cant tear myself away from this site. I too am trying to get the abbey to refund MY money. I'm not as shaky as I was about doing this thanks to some very special people on here. You are never left to "GO IT ALONE" So many fine minds on here, sometimes I feel so dumb in comparison.

Dont know your age but I know that as I get older the mind doesnt seem to take things in as fast. I find myself going over and over the threads in the hope that something will stick.:confused: . I sit here till all hours of the morning just reading and going on different links, there is so much to learn, and trying to do the spreadsheets,:eek: my poor old head , seeing figures in my sleep. lol.

One thing is for sure though, when I get this one under my belt Im gonna go for the credit card sharks .:rolleyes: OOOOOOOOOOO getting a proper little vigilante I am . Im gonna give myself a big pressie if I pull this off. That will show the kids Mums not to be messed with.

FIGHT THE GOOD FIGHT I say .:D

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi theo,

here again in the wee small hours tryin to get my head to remember all the things im supposed to do. Your right , its a good feelin when your kids look at you in a different light and you should be proud of yourself.

Im sure mine think this is just another of Mums hairbrained schemes and that i wont follow it through. Oh how wrong they are. perhaps they will see that mums not just here to make meals and do the housework and mumsy things we all do.(even though mums really chewing her nails down to the elbow).

Im gonna take this to the hilt .Its my money and I want it back. Ive worked hard for it and its betteroff in my pocket than thiers.

Im still waitin for all my statements off shabby , got till the 1st May , then hopefully ill get them before havin to take them to court for non compliance. Why cant they just realise that theyre not going to fob us off anymore.:mad:

Shabby theres a small army out here and were gettin bigger and stronger."WE'RE COMIN TO GET YOU".:D

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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  • 2 weeks later...

hi all long time quick update, when i hadn,t received statements on 41st day i popped to post office to send non compliance letter, while out the statements arrived in post, statements were from 15/03/05 - 19/12/06. well , from the non compliance letter i received another list of transactions on 03/05/07 11 days after sending non compliance dated from 01/11/02-23/03/04 which goes to shows they had not sent me all transactions from the sars also june 03 transactions and most of july 03 transactions were not itemised in second list.Gave accountant friend original statements and duplicate statements to make up schedule of charges for me he couldnt understand why some charges on the original statements did not appear on the duplicates abbey you,re so sneaky.look out for my schedule of charges coming to you in next few days

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all apart from april 06 but wont bother about it request for repayment typed and ready to go on wednesday after bank holiday with cag sticker on front of envelope and the back of envelope incase they miss the one on the front hope it will help to sway them into doing as contents of letter requests

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well, have sent my preliminary letter along with a schedule of charges to abbey requesting they return my money £2,570 they have until 25 may to respond am looking forward to their reply:p

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can anyone answer this question? is it necessary to photocopy the letters sent to the banks so that there is a copy with your signature for use in your bundle or can you just type the letters i.e lba or preliminary without your signature and put it in your bundle hope someone understands me

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hi all just compiling schedule of charges with interest does anyone know what RDC means in the abbreviation for a returned cheque in the microfiche and is it claimable..thanking you in anticipation

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