since my hearing is on 17th will have to take application for removal of stay with me to court since a and l sneakily left it till the last minute will email them that i intend to do this

received order from walsall county court for my claim to be stayed pending conclusion of test case i have 7 days to apply to set aside the order

got letter from wragge and co today, they intend to apply to the court on behalf of a and l for an order to stay my action until resolution of the legal proceedings with the oft.Sent them my bundle on 15th August have not received anything from them surprise surprise... not. should i send letter to court and copy to a and l and wragge and co asking for the court not to stay my action. or wait to hear from court as to whether i,ve been stayed or not ? my hearing is 17th september.

hi louisi have read on this site somewhere that the fee is about £400 feel free to correct me anyone

Hi gypsum time to get your charges back your next step can be found in the bank templates library letter 2 the preliminary approach for repayment of your charges adapt it to suit your circumstances and attach your schedule of charges without the 8% interest goodluck with your venture

my visa debit card expires end of this month and as you say they usually send replacement well in advance which i havent received yet will let this month salary go into account to clear overdraft then open parachute account so if i receive settlement it wont be used to clear my overdraft like they did with their gogw:p

bundles handed in today hearing set for 17 september if no stay felt good and relieved to hand them over:p

hi all seeking a little help with t`s and c`s, i have been unable to find any for october 2003 and march 2005 any suggestions gratefully received:) i,ve tried using that wayback machine all to no avail could i use same year different month ?

well done mimi hope i`ll be celebrating with you soon

hi mimi need witness statement i think thats the one i need

can i mention in my witness statement that i declined an offer if a and l letter says without prejudice

hi all just getting my bundles together quick question is statement of evidence the same as witness statement?

thanx alot mimi;)

thanx for that mimi am feeling as nervous as when i first started maybe because the end is in sight

is dj asking for court bundle and statement of witness?

DJ Anson...6)each party must deliver to every other party and to the court office copies of all documents on which that party intends to rely at the hearing no later than 14days before the hearing 7)bring original documents to hearing 9)the documents to be sent to the parties and the court must include the statements of all witnesses(including the parties themselves) 10)witness statements must a)start with the name of the case and the claim number b)stste full name and address of witness c)set out the witnesses`s evidence clearly in numbered paragraphs on numbered pages d)end with this paragraph ` i believe that the facts in this witness statement are true` or words to that effect e)be signed by the witness and dated 11)the judge may refuse to hear the evidence or consider any statement, of any witness whose statement has not been prepared and copied to all parties and the court in accordance with the paragrapgh above 12)neither party may rely on any report from an expert at the hearing unless permission has been granted by court before hand. anyone wishing to rely on an expert must write to court immediately on receipt of this order and seek permission, giving explanation why expert assistance is necessary 130because this order has been made by the court without considering representations from the parties, the parties have the right to apply to have the order set aside, varied or stayed. a party wishing to make an application must send or deliver the application to the judge with fee to arrive within 7 days of service of this order

got court date september 17th 10:00 here we go:eek:

ive been told not to delete any charges from spreadsheet so that to me means abbey can decide which charges they are paying off and that might be the earliest charges rather than the recent ones is that not so ?

had more charges for june totalling £170 abbey said the gogw would clear some charges to come in the section "why we are charging you" they have only put one charge for going over overdraft so i assume gogw cleared the others this is getting complicated which i imagine is abbeys intention so have added all of junes charges on spreadsheet along with the gogw as a refund at the bottom they can sort it out. got letter from richard harris saying he just received details of my complaint sorry they not yet able to resolve my concerns one of his team will look at all the relevant facts review any paperwork and talk to the people involved. they will investigate and reply within 4weeks they do not know the outcome but hope they will be able to find solution i am happy with. wonder if i hold out for the 4 weeks if i will get another gogw i think they will wait till i get overdrawn again and pay me something which is how it will go as cant afford to start court action yet.

huho:confused: think have done it wrong then will send new letter and spread sheet with deduction noted at bottom of spreadsheet thank you so much ohoh4312

Have decided to carry on the CAG route just didnt fancy doing another spreadsheet thought the gogw would be difficult to work out but deleted the required amount of charges and it matched the gogw if you see what i mean phew will be sending amended spreadsheet to abbey give them 10 days to do the neccessary and hopefully start court action if funds available feel a bit more on track now, just feel its such a vast waste of A4 paper making us prepare bundles then they settle at last minute thanx big mac for your inspiration;)

bob egerton the bank buster will do your case for £150 flat fee i saw him advertised on this website somewhere last nite he`s on the wiki page

have decided to see if bob the bank buster can help me out

have been reading about bob the bankbuster and think will hand it over to him ease my headache

avent filed at court yet or will they automatically assume i intend to file because of the nature of the complaint