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Phantom Capital Bank application...


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Hiya,

 

I have just been checking my credit report and noted that a credit search was conducted on my account by Capital Bank PLC for a credit card application in February. I haven't applied for any credit cards!

 

What do you think I should do? It is obvious that they have done this without my consent.

 

Cheers

 

Wobbles

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Hiya,

 

What do you think I should do? It is obvious that they have done this without my consent.

 

 

You should check that you haven't been a victim of ID theft. It is possible that someone has been through your bins and got some info on you. Alternatively (although its unpleasant to consider), it could be someone you know or a member of your family.

 

The credit centre here has some good info.

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