Ignored by Robinson Way

[c01in]

Hello,

I recieved a letter Headed Notice of legal Proceedings ( under this heading it said this is not a court document) from someone I hadn't heard from before.They claimed to now be agents for the collection of an old co-operative bank credit card bill.

 

I was curious so I sent them a letter asking for a copy of the origanal agreement and a breakdown of the charges that had been added to it.I gave them 21 working days to comply and included a £1 postal order to cover the cost as per the CCA stipulation.

 

They ignored my request and deducted the £1 off the outstanding balance..with a stern warning that at this late stage they could not accept anything as small as this amount.There was no mention of why they had not sent me a copy of the original agreement. My request to them had been sent by recorded delivery on the 21st February 2007 to date as I write this, 14th march 2007, they have yet to take any action.

 

My question is.Did I do wrong by asking them for what I did ?

what would be my next step.?

The amount involved is £789. It may have origanated over 5yrs ago,

 

I am vague because unfortunately for a number of years I was recovering from a Nervous breakdown...the breakdown was bad enough to cause me to attempt suicide ...so to say the least my mind was not focused on daily matters. I am sorry if this note has gone into irrelavant areas It's my first post.

[Rooster-UK]

You need to post this in the General Debt Forum for the answers that you need. The users there will be better able to advise you on this situation.

(You will not get many definitive answers in the Newbie Forum).

 

The General Debt Forum is here.....

 

Good luck.

Regards, Rooster.

[c01in]

Thanks mate.