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MR2Phil vs Cetelem (2007)


MR2Phil
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Please help! I bought a laptop from dabs.com via a credit agreement with Cetelem a couple of years ago. I only had about one or two payments (of £43) left but wasn't sure when exactly it finished. I knew it was around September/October. Anyway, the money stopped coming out of my account, so I considered the matter finished.

 

I have just got home today to find a letter from Lowells saying I owe them £223!!!!!!!!!! How the hell?????? That is about 5 months worth of my payments, so I can't fathom how on earth they have reached that figure!

 

I am currently claiming bank charges back from Halifax and am really well read up on how to fight banks, but haven't a clue what to do here. Please can somebody point me in the right direction?

 

Thank you SO much!

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