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Unauthorised Credit Searches on Equifax Report


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I have a similar problem to Black Rat:

 

http://www.consumeractiongroup.co.uk/forum/data-protection-default-issues/57322-unauthorised-credit-file-searches.html

Following SurlyBonds advice, I have today written to Equifax giving them 14 days to provide me with copies of my signed written authority for each of the searches that appear on my file (which I know they won't have, coz I know I haven't given them!)

 

... keep you posted!

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Debt Management Services Ltd

Regal Credit Consultants Ltd

Wescot Credit Services

Wescot Credit Services (again)

 

whereabouts is the info on the FSA site?

 

Here is the link to the relevant part of the FSA site FSA Register__

 

The firms concerned have obviously got to be registered with the FSA though if they arent then try searching the people who look after Consumer Credit Licences which I think is the Office of Fair Trading.

Best of Luck

 

Jon

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  • 2 weeks later...

I've had the usual fob-off letter from Equifax with the usual load of crap about "we can't change info on your credit file unless the bank says so"... I really can't be bothered to type it all out here, you know the score by now!

 

They are "investigating" (honest ;) ) the searches and will let me know in due course.

 

Will keep you posted!

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