Terms and Conditions Booklets

[fallen404]

Section 7, Part 1 of the Unfair Terms Of Consumer Contracts Act 1999 states:

 

7. - (1) A seller or supplier shall ensure that any written term of a contract is expressed in plain, intelligible language.

 

 

Given how most banks' Terms and Conditions booklets are written in tiny print, and generally tend to be a bit baffling, could this be presented as another breach of the Act by the banks, and used to strengthen the case against them if it winds up in court?

[Spiceskull]

Interesting dilemma would present itself - if you used this argument (reasonably I hasten to add) you would then be in the position of explaining how you were so confident that the terms you are sueing against were unfair...

[fallen404]

Because I've got an IQ of 177, and I work in accounts, so I'm used to reading particularly obscure and confusing documents. Point taken, though. It'd just be nice if there was a way of forcing banks to make their terms simpler.

[Spiceskull]

I think the point I was trying to make was that you could use one argument or the other, but not both.

 

However, compelling the banks to amend the layout/language could be argued by a third party, on behalf of everyone else...and in this the dilemma could be addressed by a person with knowledge of the constituent elements...

[fallen404]

This topic was closed on 10 March 2019.

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