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Karma v Richards Creation!


Karma!
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Well I've got 14 different accounts I'm gunning for (various institutions)... and Creation (Richards store card) are the first to return with statements. Wow... I thought 10 out of 10 for being prompt. Until I started thumbing through and half of them are missing ... sporadic dates ... so a bit strange. Maybe a stalling game.

 

I requested statements from 6 years ago up until when my account closed in Nov 2001. There are 3 statements missing from 2001 which I'm eligible to claim on ... plus the strange thing they've sent me my statements from 1999 and 2000?

 

Should I also claim for any charges during this latter period?:-?

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The statutory limit is 6 years as far as I am aware.

Lloyds TSB (C.Acc) **WON - Fully Settled**

NatWest - £1367.96 - N1 Filed - AQ Compl

Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected

Lloyds TSB Credit Card - £373.48 - N1 Filed

MBNA Credit Card - £791.52 - N1 Filed

Capital One - £746.67 - N1 Filed -** Settlement awaited **

Halifax Credit Card - £836.12 - N1 Filed

Paragon Personal Finance - S.A.R 15/12/2006

Littlewoods - £834.43 - N1 Filed

Barclaycard - £1145.00 - N1 Filed

My Wife:

Natwest Current Account - £1197.98 - N1 Filed at Court

Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **

Littlewoods - £1405.48 - N1 Filed

8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)

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Thanks Martin ... quick update - even though I should start a new thread... would just like to say that Sainsbury's card are also up to the stalling tricks. I read about the possibility of this happening on this site but it still amazes me how unprofessional and incompetent they come across. :o Even though I still have an active account with Sainsbury's ... last statement received a week before I sent SAR they're denying knowing the existence of my account????? What planet are these people on :confused: ... I would suggest to anyone blast them with every conceivable evidence (with SAR) to stop their stalling tactics!! 8-)

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