st24driver enters the dragons den **WON**

[st24driver]

Right netty and tom wardrobes and bathroom suite arrived today no sign of colin in them but we are only half erected, maybe he kept out of the way today very stressed drills and screwdrivers flying around, Mrs st24 just kept laughing but stuck at it till 22.30, hopefully tommorow will be a jamacia day just chill mon :lol:

[nettyg]

i hear that!!! lol

[st24driver]

Hi everyone another stressed out day fitting the wardrobes bottom corner shelf missing from delivery, ironically this would make a nice little spot for colin, of which I have recieved no reply so looks like I will be releasing the old stress on monday and pressing the submit button on mcol.

 

Another little incident today Mrs St24 tried to use her switch card at the cash machine but it had expired the end of Feb so she rang HSBC who informed her that they had sent a new one 20th Jan which we have not recieved and she would have to collect a replacement from a branch of her choice and bring Forms of ID blah blah blah.

 

Now am I reading into this wrong that they claim they posted it just before we started are claim against them or are they just trying to give us the run around who knows

[lateralus]

it doesn't take much for the paranoia to set in.

after i did my son's claim and stuck around to help - i got so paranoid reading it all that i put a thread in the q and a section advicing people to never use their real names - even the litigation section - you put your claim no on it and claim date - and your username - it doesn't take a genius to cross reference and sit here all night reading threads and matching up claims if you are colin or dg.

i think that's probably reading one too many detective stories.

and i doubt they have time for much of it.

COLIN AND DEBS - ARE YOU WATCHING????

i'll be going for my shock treatments soon!

good luck with the wardrobe - hope it's nearly done - except for that missing shelf (isn't that typical!).

have a chilled out sunday!

[st24driver]

I think you are more than likely correct latty but when everything has always gone smooth in the past with replacement cards it does make you think.

Should have the wardrobes completed today except for the missing shelf (typical corner bottom shelf the most awkward to get at should be fun when it arrives at 6ft 1 and 16 stone of muscle lol !! might be better giving the brother in laws mate craig a shout the dwarf )

Be glad to get back to work for a rest ready for fitting the bathroom suite at easter mind you it all passes the time while waiting for HSBC to cough up

[lateralus]

and just think - soon you'll be able to pay for it all!

[st24driver]

Phew !!!! mission completed with the wardrobes except for the missing shelf and a few fiddley door handles and drawers, wonder if Colin wants the old wardrobes :D .

 

Right if no offer comes from Colin tommorow its on with the mcol, because the first two letters were from us jointly do we have to file the mcol in joint names or because either signatures will do on the joint account can it be done by either of us ? .

 

I put all the details ready in mcol as latty explained and got as far as the submit button, do I just press the submit button and pay the fee online and send spreadsheets of charges to the court.

[nettyg]

yep, simple as that!

[st24driver]

Cheers netty if you lived nearer I would let you press the submit button for me I know you like that bit :D

[lateralus]

just for simplicity - think i'd file in one name only.

[st24driver]

cheers latty but it was originally mrs st account and became joint in 2002 and some of the charges relate to 2001 and it has been me that has been dealing with it,but would not want them to get off the hook on a technicality

[st24driver]

OK mcol completed and filed without the support of everyone here it would feel quite daunting, but with the help and support of everyone here its just a walk in the park.

I must say a special thank you to Lateralus, Tomcody, Nettyg and Siena for your support and humour so far and anyone else that will be there to support in the future

[nettyg]

you'll be fine st

money's on it's way real soon- just hang in there, be patient and follow the tried and tested method ok....

[st24driver]

Mcol site now states that my claim has been issued today and hsbc has 14 days to respond, do I now sit back and wait or do I have to send copies of the charges with interest to the court

[lateralus]

i usually say wait until the acknowledgment (usually in a couple more days) then it's 2 copies to the court and one to dg - their address will be on page 2 of the acknowl. also, on all - reference your claim number.

[st24driver]

Thanks latty dependable as ever, so it should be safe to go outdoors for a few days the flying pigs will be having a few days rest lol

[lateralus]

you would think so - but noooooo..... just watch you get a letter from colin offer 80% of your claim before court charge and interest - this is one of their little ploys - sometimes yes and sometimes no - but in your case - since he wasn't in the wardrobe - he was likely getting a letter ready for you.

[st24driver]

You could most probably be right there latty but you know me its all the way now plus 8%, and we can afford to sit and wait now just had confirmation that endowment shortfall is on its way so just might buy some more wardrobes for the other rooms just for the hell of it, then may be not dont need any more stress lol

[tomcody]

Hi all sorry haven't been around had a bit of a family crisis over weekend!! Well done with the wardrobes ST. My MCOL now acknowledged!!! Show me the money!

[nettyg]

just get familiar with the aq process now st/tom

 

this is where it gets to be a long wait (after the ackowl) so get yourself familiar with the aq process now ok?

 

Allocation Questionnaires - A guide to completion

 

New strategy for Allocation Questionaires

 

there you are, a bit of light reading for you. also if you download the N149 (AQ) link i'm sending, it will shed more light on how to fill it in etc

 

Notes for completing a small claims track allocation questionnaire - Form N149 An online PDF version of the form is HERE

[st24driver]

Thanks netty dont know what I would do without you and Latty

[st24driver]

Guess what dear old Colin's sent us a letter offering 85% of the sum before interest and court costs, usual blah blah and rhubarb rhubarb rubish, and the usual without any admission or liabilty (and because we are so high and mighty).

Sorry old boy you did not stick to the timescale so its onwards and upwards as in 8% on top

Also recieved notice of issue from mcol today do I now send scale of charges to court and DG

[st24driver]

bump bump

[lateralus]

did i tell you - now the lottery numbers for saturday night, hum???????

 

wait until the acknowledgment.

 

colin ought to hire me - i'd get that placed whipped into shape!

[st24driver]

Cheers latty will do as you say

they should give you an MBE (money back enforcer)

 

And if you get excited again tonight its a cold shower for you girl not a hot bath, I overlaid for work next day mind you it was worth it for the laugh :D