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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

American Express - A Success Story!


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How about this for a result...

 

I had an Amex Blue card account and got into financial difficulties in 2003, which resulted in unpaid direct debit and late payment fees totalling £250 being charged over a 12 month period. American Express closed the account in 2004 and passed the debt onto a collection agency to whom I am still making regular payments.

 

Fired up by the coverage in the media and the efforts being made by other members of this forum , I decided to have a go at getting my money back. Fortunately I had kept all my statements so I had all the details needed for my Letter Before Action.

 

24/04/2006

Sent my LBA

 

26/04/2006

Received acknowledgement letter. My issues would be investigated and I would receive a reply within 28 days.

 

29/04/2006 - Received a letter stating (as expected) that I was bound by their terms and conditions, that they refuted any suggestions the fees were unfair, that their charges did not cover the cost of administering accounts, that they did not accept the claims I made,etc. However 'as a one-time accommodation' to me they also enclosed a cheque for £250 (the amount I requested) as full and final settlement!

 

That's 5 days from my first letter to receiving full settlement! Is this a record??

 

It was the postings of other members of the forum encouraged me to start this action. I hope this result gives confidence to others to do the same.

 

David

 

P.S. On the day I wrote to American Express, I also sent my LBAs to Capital One and Mint (others companies to follow). I suspect I won't get such an easy ride next time! I will start separate threads for these as and when I have something to report.

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Suits you Sir, Suits you..

 

that's what we like to here.. please keep up the momentum and keep everyone posted in the relevant threads..

 

good job.

"BA Group. The World's favourite CA Group"

 

HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.

BARCLAYS settled in full 2 days prior to submission of defence by Barclays

CAP ONE settled in full on day 14 of LBA (£210)

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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