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CO will repay charges but no remove default.


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If yo did not include the issue of the default in the claim then you can not impose it as a condition at this stage. You can only insist on receiving what you have claimed and no more.

 

If they they are offering to settle your claim but are attaching a condition of confidentiality then you do not have to accept this and you can proceed to court as you are entitled to have your claim met in full and unconditionally.

 

If the deafult represented a debt comprised soley of charges at the time the default was made then i would advice you to challenge it useing the DPA mechanisms. read the FAQ in the library and the s.10 template.

 

I would suggest that you start off with the s.10 notice and then proceed with a court claim.

get your money back forst before you start any of this.

 

If you want to let us know a bit more about the figures then maybe we can give you more specific advice.

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