settle an argument as I think I am right but....

[Guest NATTIE]

I apologise for this post but I am involved in a few sites re penalty charges but one site has stated to claim back a charge for stopping a cheque. I will explain, if you hand someone a cheque and YOU want to stop them getting the money, the bank charge £10 or similar fee for what I believe is a service, is that a charge that can later be claimed back from the bank?

[Guest NATTIE]

Thanks Karne, I did think that.

And Merry Christmas to you

[Guest NATTIE]

for boxing day dinner???

[Jimbo44]

I agree too! I would think that almost any request initiated by the account holder for a service in addition to the main banking business for the account is liable to a charge.

[itsamomentintime]

grilled rabbit, chips and peas - oh yeah

[PhantomReclaimer]

I apologise for this post but I am involved in a few sites re penalty charges but one site has stated to claim back a charge for stopping a cheque. I will explain, if you hand someone a cheque and YOU want to stop them getting the money, the bank charge £10 or similar fee for what I believe is a service, is that a charge that can later be claimed back from the bank?

 

No. It's a legitimate service that cannot be claimed back. The bank are doing somnething for you at your request and can charge what they like.

 

P.

[Micky the Hippo]

there must be a temptation in some quarters to sling any old charge/fee in there in the hope that it won't be scrutinised and checked, especially in a large claim

[Rooster-UK]

Anyone who does has only themselves to blame when the claim goes pear-shaped.

[Micky the Hippo]

absolutely

 

but if the banks are unable to deal with the claims properly ad are merely dragging things out and then settling, presumably those that try that and get away with it deduce that it is ok to do

 

if