Around £33k Unsecured Debt Journey

[dx100uk]

are all these debts still with the Original Creditors (OC) and have not been sold to DCA's and you've not received any Notice Of Assignments?

have you received any Default Notices from any OC under section 87 of the CCA, if so what date.

 

on each of the debts we need.

the original creditor

what type of credit

when taken out

who you pay now

default notice date.

outstanding balance

forget IVA/BK/DRO etc etc waste of time esp an IVA...

as for a remortgage...why? is your current mortgage about to end? never remortgage to pay off any consumer credit debts!!

following the threads here - you should easily then be able to pay your priority bills - mortgage/CTAX/Gas Electric if you stop or drop consumer credit payments.

esp look at things like mobile phone contracts, homephone/broadband/all streaming/TV services.

in a recent survey most house holds blindly pay +£200PCM jointly on all those and not pay priority bills that keep a roof over their heads. then wonder why they are in trouble. kill them dead.

dx

 

[dx100uk]

simply stop paying EVERYONE OF THOSE.until they send a default notice..end of no ifs or buts ignore everything they send

no phone calls/emails/texts WRITING ONLY. from now on and ONLY when we say.

there is stuff and ALL OC's can do to your. no DCA's!! they are NOT BAILIFFS

you've got all income going into a parachute A/C now? with NO DD's

you can pay everyone YOU NEED TOO by BACS transfer.

dont ever use DD's again .