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Nationwide £21k loan + Arrows and old Vanquis Card Debt been paying £1pcm too for almost 10yrs


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so you have 2 debts

a nationwide loan

and an old Vanquis card debt from years ago that you've been blindly paying a DCA for being a nice little cash cow.

you do realise a DCA in NOT A BAILIFF

and has

ZERO legal powers on ANY DEBT - not matter what its type - YOUVE BEEN HAD!!

when did you take the card out?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ever sent scammin arrows a CCA request?

if not do so. today. pers id stop paying . shame you got taken in by their threat-o-grams that say they'll do everything under the sun, but never actually use the word WILL.

is the loan defaulted at all?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • dx100uk changed the title to Nationwide £21k loan + Arrows and old Vanquis Card Debt been paying £1pcm too for almost 10yrs

just type no need to hit quote.

do not take out IVA/DRO etc for consumer debt. not worth it.

simply approach nationwide and state you are in financial difficulties and will the please free all interest and refrain from levying unlawful penalty charges.

they wont do court no.

as for Arrows, they'll never get the signed agreement..bye bye debt. 

it might pay you to:

 

but do NOT allow the vanquis? card to be part of it. ignore that exists.

 

dx

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

i dont mean D in the calendar section...only you and the creditor can see that part.

that is not a registered defaulted date

have you received any default notice letters under section 87 of the CCA?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

6 hours ago, heavenhelpme said:

Yrs ago it's not showing on clearscore so i think around 2013 2014 ish. 

which means the card had a DN years ago and thats been +6yrs so A/C vanished...can't comeback.

so the loan IS still showing on credit file with a few D's in the monthly resume section....no DN yet?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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