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Home Serve Water Pipe Supply insurance - let down


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The problem with Home Service and any of the Home Emergency Insurance, is that these companies don't have enough contractors to actually carry out the emergency works.

 

In many such situations, people end up calling out their own local contractors to complete the work.

 

If you really want this type of cover, then possibly it is best to have as part of a Home Insurance extended cover, rather than as a standalone product.  But you may still end up calling your own local people out, but then have more chance of the Home Insurers covering the cost you incurred.

 

Yes you can go to the FOS to complain about Homeserve, but need a final response letter from Homeserve.  Or issue them with letter before claim saying they are in breach of the contract in not providing 'emergency' works and that you will issue a County Court claim unless they pay the full amount.

 

 

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