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Abbey National Mortgage and how to value claim


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you getting the CCA from them or not ...what would that prove?

the window for that redress scheme has surely now been and gone.

 

abbey were compelled by whom to contact everyone - why did they not contact you? so you could join the scheme when it existed?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

well done on getting a more positive outlook...

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

ive converted the twitter page link via tinyurl site

that way you get the actual tweet you want to show people not her front page

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

1 hour ago, marylikes said:

Does that mean if there was no entitlement to charge interest during the period of non compliance , that that situation still persists ?

 

correct they must not have sent the required NOSIA's letters (notice of sums in arrears) typically known across the industry as NOSIN letters.

if they did not send those out, then they can't charge interest for the period of the arrears.

 

smells you might also have £1000's in unlawful penalty charges here too, but what good that does all these years later is a mute point under the FCA DISP rules. BUT it might well be an interesting revealing exercise to do so as it could add serious financial weight to your whole argument .

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...
12 minutes ago, marylikes said:

Check out what has just been posted on my profile.

what profile where?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

statutory 8% int can be calculated using the statint sheet

you input your claim figure as a bulk sum (say £34k) on the date you raise the claim, then you quote the daily £/pence that increments@8% per day until judgement

 

so it will look like

 

together with statutory interest of £xx.xxp pursuant to s69 of the County Courts Act 1984 at 8% per annum, continuing daily at £xx.xxp per day until judgement

 

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...

and did they ever inform you and at what point that it became unregulated...urm... someone is a bit unsettled by your claim me thinks...they are fishing to see what you know....

 

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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