link/kearns letter of claim - old Halifax Card debt

[dx100uk]

typical kearns / link pap reply, does say they WILL be taking you to court READ IT PROPERLY.

 

can you scan up everything they have sent back to you bar statements please

lets see what cards they ARE actually playing with and if its even enforceable.

 

 

[dx100uk]

i know you say at the start you are a long time lurker, so are probably quite savvy, but, i warn you, kearns will LIE to you on the phone, lost count of the number of times even i helping people have personally witnessed this. they'll say and try anything to scam you out of more money with all kinds of threats they would never put it writing.

 

you've 2 choices,

stick to your offer don't waiver whatever they say.

tell them you are recording the call after they start start messing you around, you don't have to at all tell them at the start, but i've had some amazing deals out of kearns for people if after a while of their crap, i've turned around and said the call is being recorded and i'd be quite happy to forward a copy to the relevant authorities over the threats and untruths your told me during this call.

 

one good result was £35PCM payment on a £22k debt they held all the cards on, agreement everything for the loan. after the 12mts agreed review of those payments came about, they started again to harass the debtor by demanding £560PCM with over 40 phonecalls before they ever sent a letter.

 

complained, reminded them that all calls were logged and recorded and i still had a copy of the org call. they wrote the debt off!!

 

dx

 

 

 

[dx100uk]

We dont need statements.

 

Dx

[dx100uk]

Matters not.